CENTURY 21 Edge
$524,9304 bd3.5 ba2,894 sqft$181 /sqft≈$4,049 /mo all-in ↓

5326 OLDBAY TERRACE, PARRISH, FL, 34219

Active23 days on marketListed Oct 15, 2026MLS #TB8555876

✦ New constructionSingle Family ResidenceRIVERSONG PH I

About this home

5326 OLDBAY TERRACE

Under Construction. Pulte Homes is now selling new construction homes in Riversong, where resort-style living meets convenient access to Tampa, St. Petersburg, and Sarasota. Personalize your home with modern floor plans thoughtfully designed to fit your lifestyle. Enjoy year-round Florida sunshine, resort-style amenities, and close proximity to dining, shopping, and beautiful Gulf Coast beaches. Riversong is the perfect place to build your dream life in a community crafted just for you. Featuring the perfectly planned Winthrop home design with an open-concept layout, this home has all the upgraded finishes you've been looking for. The designer kitchen showcases a large center island with a single-bowl sink and upgraded faucet, modern white cabinets, quartz countertops with a 3"x6" white tiled backsplash, a walk-in pantry, and Whirlpool stainless steel appliances including a dishwasher, refrigerator, microwave, and range. The bathrooms have matching cabinets and quartz countertops. Plus, the Owner’s bath features a walk-in shower, linen closet, and private commode. There luxury vinyl plank flooring in the main living areas and flex room, 18”x18” tile floor in the baths and laundry room, and stain-resistant carpet in the bedrooms and loft. This home makes great use of space with a 1st-floor Owner’s suite, versatile flex room, oversized loft, walk-in closets in three of the four bedrooms, a convenient laundry room with Whirlpool washer and dryer, storage under the stairs, and a sliding glass door that opens to a covered lanai. Additional features and upgrades include LED downlights, pendant pre-wiring in the kitchen, TV prep in the gathering room, cabinet hardware, and a Smart Home technology package. With its beautiful pond view homesite, spacious layout, and upscale finishes, this exceptional home is designed to impress. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,894

Sqft

0.13 ac

Lot size

2026

Year built

Two

Levels

$181

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · In Wall Pest System · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$53/mo
Taxes (2025)$0/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,049 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,604
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$0
HOA fee — from the listing$53
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,373Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,373
Interest rate7.50%
Loan term

Estimated payment

$4,530/mo

Principal & interest$3,604
FHA mortgage insurance (est.)$232
Est. property taxes$481
HOA / condo fee$53
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$429KedgeAI estimate $461,121 · range $447K–$475K$546K

vs edgeAI estimate

+13.8%

$/sqft vs RIVERSONG PH I

$181 vs $195

Days on market

23 vs 70 typical

Where $181/sqft sits among the 7 homes for sale in RIVERSONG PH I

2
0 · this home
1
2
1
1
$168–177$177–186$186–195$195–204$204–213$213+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Parrish

Drive times from this address

Downtown Tampa≈ 53 min
Tampa Int’l Airport (TPA)≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Parrish. See the full Parrish guide →

PARRISH 34219 — neighborhood snapshot

Population

33,296

Median age

45.7

Median income

$113,773

Median home value

$454,900

Avg household

2.7

Households w/ children

3,498

For the school run

Manatee County School District

ElementaryGene Witt Elementary School★★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller — 3.1 months of inventoryBuyer’s market

$394K → $384K

Parrish median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

1 of 7

RIVERSONG PH I have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $524,930 · 23 days on market since
2026Built · RIVERSONG PH I

Reality check

What actually sold near 5326 OLDBAY TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16824 HARMONY RIVER TRAILSold · Aug ’26

$509,430

16824 HARMONY RIVER TRAIL · same community

4 bd · 3.5 ba · 2,894 sqft · $176/sqft · 82 DOM

17040 CANARY TRAILSold · Aug ’26

$537,610

17040 CANARY TRAIL · same community

4 bd · 3 ba · 2,945 sqft · $183/sqft · 21 DOM

16825 HARMONY RIVER LANESold · Jul ’26

$425,970

16825 HARMONY RIVER LANE · same community

5 bd · 3 ba · 2,615 sqft · $163/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5326 OLDBAY TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5326 OLDBAY TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5326 OLDBAY TERRACE FAQs

What would the monthly payment be for 5326 OLDBAY TERRACE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,049/mo — principal and interest, estimated property taxes, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5326 OLDBAY TERRACE?+

The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5326 OLDBAY TERRACE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5326 OLDBAY TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $524,930, this home is listed about 24% above the Parrish median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5326 OLDBAY TERRACE?+

Gene Witt Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PULTE REALTY OF WEST FLORIDA LLC · Jacque Gendron. MLS #TB8555876.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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