828 LUMSDEN RESERVE DRIVE, BRANDON, FL, 33511
Active3 days on marketListed Oct 8, 2026MLS #TB8555877
About this home
828 LUMSDEN RESERVE DRIVE
Discover the charm of Lumsden Reserve, a beautiful gated townhome community offering low-maintenance living, mature landscaping, and a peaceful setting in the heart of Brandon! This spacious 3-bedroom, 2.5-bath townhome offers over 2,300 square feet of living space, a thoughtfully designed floor plan, and plenty of room to spread out. Lovingly maintained by its original owners, this home welcomes you with a charming brick-paved covered front porch and inviting entryway. Major updates have already been completed, including a NEW ROOF in 2022, NEW A/C in 2023, a water heater replaced in 2020, and beautiful luxury vinyl flooring installed throughout the main level in 2024! Additional improvements include updated light fixtures, ceiling fans, and faucets, adding a fresh, modern touch throughout the home. Step inside to find the beautiful luxury vinyl flooring, crown molding, and an inviting layout designed for both everyday comfort and entertaining. The kitchen features 42-inch cabinetry, ample counter space, and stainless appliances, with a separate dining room nearby showcasing classic chair rail detailing. The spacious living room offers plenty of room to gather, with French doors opening to a private patio and fenced backyard, creating a wonderful extension of the indoor living space! Upstairs, the generously sized primary suite offers a peaceful retreat with French doors leading to a private balcony, an oversized walk-in closet, and an en-suite bath featuring dual sinks, a garden soaking tub, and a separate walk-in shower. Two additional bedrooms are comfortably sized and feature impressive closet space, while a full bathroom and conveniently located upstairs laundry room complete the second floor. Additional highlights include storage beneath the staircase and the convenience of having all three bedrooms and the laundry room upstairs. Enjoy the beauty of Lumsden Reserve, from its brick-paved gated entrance to its established trees and beautifully landscaped surroundings. Conveniently located near shopping, dining, schools, and major roadways, this home offers a wonderful combination of space, thoughtful updates, and low-maintenance living in a desirable Brandon location!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,310
Sqft
0.07 ac
Lot size
2005
Year built
Two
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,896 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,896/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.1%
$/sqft vs Brandon actives
$141 vs $210
Days on market
3 vs 63 typical
Where $141/sqft sits among the 282 Brandon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brandon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brandon. See the full Brandon guide →
BRANDON 33511 — neighborhood snapshot
Population
60,399
Median age
38
Median income
$77,383
Median home value
$324,900
Avg household
2.63
Households w/ children
7,399
The numbers that matter
The Brandon market
$375K → $365K
Brandon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
164 of 282
Brandon actives have cut their price
Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the BRANDON 33511 median. See the full Brandon market guide →
Paper trail
This home's history
Reality check
What actually sold near 828 LUMSDEN RESERVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$435,000
822 LUMSDEN RESERVE DRIVE · same community
4 bd · 3 ba · 2,806 sqft · $155/sqft · 35 DOM
Sold · Nov ’25$479,000
615 N ECHO DRIVE
3 bd · 2 ba · 2,294 sqft · $209/sqft · 70 DOM
Sold · May ’26$590,000
2506 COLLEGE HILL DRIVE
4 bd · 2 ba · 2,234 sqft · $264/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 828 LUMSDEN RESERVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 828 LUMSDEN RESERVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
828 LUMSDEN RESERVE DRIVE FAQs
What would the monthly payment be for 828 LUMSDEN RESERVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,896/mo — principal and interest, the actual property-tax bill, the $463/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 828 LUMSDEN RESERVE DRIVE?+
The association fee works out to $463 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 828 LUMSDEN RESERVE DRIVE?+
The most recent tax bill on record (2025) was $2,594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 828 LUMSDEN RESERVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brandon?+
At $325,000, this home is listed about 13% below the Brandon median of $372,500. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the BRANDON 33511 market on paper
$325,000 is 10% below the BRANDON 33511 median of $359,900, and at $141/sqft it sits under the Brandon average of $217.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Brandon market that averages 63 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8555877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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