CENTURY 21 Edge
$400,0003 bd2 ba1,211 sqft$330 /sqft≈$3,187 /mo all-in ↓

3105 SANDSPUR DRIVE, TAMPA, FL, 33618

Active11 days on marketListed Oct 26, 2026MLS #TB8556083

Single Family ResidenceNORTH LAKES SEC B UNIT

About this home

3105 SANDSPUR DRIVE

This gem is situated in the quiet neighborhood of North Lakes in the heart of the highly desired Northdale area just south of Lutz. Through hard work and pride in ownership, this home is pristine and ready to move in condition. The property offers 3 bedrooms, 2 baths, and a 1-car garage with a side door and recently purchased outside storage. The home features an open floor plan with tile floors throughout, a laundry room with plenty of cabinet and counter space, freshly painted, new epoxy floors in the garage, and new sod installed. The kitchen was remodeled within the last 3 years with white wood cabinets and quartz countertops and with a breakfast bar. The ROOF & HAVC SYSTEM were replaced in 2018, the water heater in 2019, the gutters with leaf guard installed in 2018, the garage door opener 02/2025, and the fence in 2021. You will be a few minutes from Lake Park, which features five lakes, cypress swamps, pine flatwoods, hardwood hammocks, and abundant wildlife. The marked pathways are popular with hikers, runners, mountain bicyclists, and equestrians. One of the County's most amenity-rich parks, Lake Park includes a fitness trail with workout stations, an archery range, two horse arenas, and a track for Tampa BMX and radio-controlled car racing. You will be near parks, schools, excellent restaurants, shopping, and medical centers, offering seamless access to everyday necessities and leisure. You will also be a short drive to the Veterans Expressway, Tampa International Airport, Citrus Park Town Center, International Plaza, Raymond James Stadium, Tampa Yankees, Downtown Tampa, and less than an hour's drive to our beautiful central Gulf Coast beaches. Please give us a call so we can schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,211

Sqft

0.1 ac

Lot size

1

Garage

1980

Year built

One

Levels

$330

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesMicrowave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorSidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$1,249/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,187 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,746
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$104
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate7.50%
Loan term

Estimated payment

$3,187/mo

Principal & interest$2,746
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$104
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$344KedgeAI estimate $371,474 · range $358K–$404K$420K

vs edgeAI estimate

+7.7%

$/sqft vs Tampa actives

$330 vs $277

Days on market

11 vs 55 typical

Where $330/sqft sits among the 400 Tampa actives

132
117
64 · this home
42
18
27
$150–232$232–314$314–396$396–479$479–561$561+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Magdalene

Drive times from this address

Downtown Tampa≈ 22 min
Tampa Int’l Airport (TPA)≈ 26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Lake Magdalene — neighborhood snapshot

Population

31,792

Median age

42

Median income

$91,309

Median home value

$379,510

Avg household

2

Households w/ children

3,377

For the school run

Hillsborough County School District

ElementaryLake Magdalene Elementary School★★★★★
HighChamberlain High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$410K → $425K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

190 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the TAMPA 33618 median. See the full Tampa market guide →

Paper trail

This home's history

Oct 26, 2026Listed at $400,000 · 11 days on market since
1980Built · NORTH LAKES SEC B UNIT

Reality check

What actually sold near 3105 SANDSPUR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16009 SADDLE CREEK DRIVESold · May ’26

$365,000

16009 SADDLE CREEK DRIVE · same community

3 bd · 2 ba · 1,221 sqft · $299/sqft · 204 DOM

16004 GRASS LAKE DRIVESold · Sep ’26

$376,000

16004 GRASS LAKE DRIVE · same community

3 bd · 2 ba · 1,269 sqft · $296/sqft · 29 DOM

2712 CEDARIDGE DRIVESold · Sep ’26

$400,000

2712 CEDARIDGE DRIVE · same community

3 bd · 2 ba · 1,139 sqft · $351/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3105 SANDSPUR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3105 SANDSPUR DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3105 SANDSPUR DRIVE FAQs

What would the monthly payment be for 3105 SANDSPUR DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,187/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3105 SANDSPUR DRIVE?+

The most recent tax bill on record (2025) was $1,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3105 SANDSPUR DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $400,000, this home is listed about 7% below the Tampa median of $429,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3105 SANDSPUR DRIVE?+

Lake Magdalene Elementary School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FIRST FLA. RLTY. OF TAMPA BAY · Walkis Cruz. MLS #TB8556083.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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