CENTURY 21 Edge
$3,6003 bd2 ba1,336 sqft$3 /sqft≈$186 /mo all-in ↓

13148 3RD STREET E, MADEIRA BEACH, FL, 33708

Active5 days on marketListed Oct 8, 2026MLS #TB8556098

✦ Priced 99% below the MADEIRA BEACH 33708 medianSingle Family ResidencePAGES REP OF MITCHELLS BEACH

About this home

13148 3RD STREET E

Beautifully Updated 3-Bed, 2-Bath Beach Home! Enjoy the Florida beach lifestyle in this beautifully updated home in desirable Madeira Beach! Combining coastal charm with modern finishes, this home is ideally located less than a mile from beach access and only half a mile from the popular John's Pass Village & Boardwalk, offering easy access to sandy beaches, waterfront dining, boutique shopping, and local entertainment. Updated in 2025, this move-in-ready home features new flooring, new countertops, and brand-new decking on the upstairs patio, rear deck, and front porch. Additional improvements include professionally cleaned air ducts and a newer HVAC system installed in 2024. Inside, you'll find a bright and inviting layout featuring a welcoming front sitting room, a spacious living and dining room combination, and a beautifully remodeled kitchen. The kitchen offers stainless steel appliances, a center island ideal for meal preparation or casual dining, stylish pendant lighting, and modern finishes throughout. All three bedrooms are conveniently located upstairs, creating a private retreat separate from the main living areas. The primary bedroom features a private balcony, perfect for enjoying the coastal surroundings. A full bathroom is located downstairs, with an additional full bathroom upstairs for added convenience. Enjoy multiple outdoor living spaces, including a fenced yard, backyard patio, front porch, rear deck, and outdoor shower—perfect for relaxing or entertaining. Additional features include a garage, washer and dryer included, and convenient storage closets downstairs and upstairs. With its modern updates, versatile living spaces, and convenient location near the beach and John's Pass Village & Boardwalk, this home offers an excellent opportunity to enjoy the best of coastal living in Madeira Beach. Pet Policy: Pets allowed, small dogs preferred but not a deal breaker. Case by case with owner's approval, with $350 non-refundable pet fee for each pet. No aggressive breeds. If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent and rental history verification. We encourage applicants with credit scores above 600 to apply, as meeting this criteria will help streamline the application process. APPLICANT CHARGES: Application Fee: $75 for each adult, 18 years of age and older (non-refundable). Lease Initiation Admin Fee: $150.00 after approval and upon signing. Security Deposit: Equal to one month’s rent on approved credit. $25 for each pet application fee for pet verification (non-refundable). Current vaccination records will be required. ESA and service animals are FREE with verified documentation. Pet Fee if applicable (non-refundable) $350 for each approved pet. All Rent Solutions residents are enrolled in the Resident Benefits Package (RBP) for $49.95/month which includes liability insurance, credit building to help boost the resident’s credit score with timely rent payments, HVAC air filter delivery (for applicable properties), our best-in-class resident rewards program, and much more! More details upon application.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,336

Sqft

0.09 ac

Lot size

1925

Year built

Two

Levels

$3

Per sqft

Inside

AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

ParkingDriveway
ExteriorBalcony

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$186 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $126Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $126
Interest rate6.00%
Loan term

Estimated payment

$186/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PAGES REP OF MITCHELLS BEACH

$3 vs $605

Days on market

5 vs 85 typical

Where $3/sqft sits among the 6 homes for sale in PAGES REP OF MITCHELLS BEACH

0 · this home
0
0
2
1
3
$3–106$106–210$210–313$313–417$417–521$521+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mitchell's Beach

Drive times from this address

Downtown Tampa≈ 41 min
Tampa Int’l Airport (TPA)≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

Mitchell's Beach — neighborhood snapshot

Population

377

Median age

61

Median income

$117,645

Median home value

$104,438

Avg household

2

Households w/ children

10%

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$573K → $583K

Madeira Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

2 of 6

PAGES REP OF MITCHELLS BEACH have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $3,600 · 5 days on market since
1925Built · PAGES REP OF MITCHELLS BEACH

Reality check

What actually sold near 13148 3RD STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

253 BOCA CIEGA DRIVESold · Dec ’25

$550,000

253 BOCA CIEGA DRIVE · same community

2 bd · 2 ba · 1,361 sqft · $404/sqft · 159 DOM

13104 4TH STREET ESold · Aug ’26

$235,000

13104 4TH STREET E · same community

4 bd · 2 ba · 1,020 sqft · $230/sqft · 39 DOM

13253 BOCA CIEGA AVENUESold · Jul ’26

$508,000

13253 BOCA CIEGA AVENUE · same community

3 bd · 2.5 ba · 1,990 sqft · $255/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13148 3RD STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13148 3RD STREET E — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13148 3RD STREET E FAQs

What would the monthly payment be for 13148 3RD STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $186/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 13148 3RD STREET E?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Madeira Beach?+

At $3,600, this home is listed about 100% below the Madeira Beach median of $793,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13148 3RD STREET E?+

Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MADEIRA BEACH 33708 market on paper

$3,600 is 99% below the MADEIRA BEACH 33708 median of $519,750, and at $3/sqft it sits under the Madeira Beach average of $776.

02Fresh on the market

Only 5 days on market in a Madeira Beach market that averages 85 — if it fits, move quickly.

03Strong assigned schools

Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of RENT SOLUTIONS · Steven Godoy. MLS #TB8556098.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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