CENTURY 21 Edge
✦ Short-Term Rental Eligible
$350,0004 bd2 ba1,728 sqft$203 /sqft≈$2,950 /mo all-in ↓

1206 STONEWATER CIRCLE, OCOEE, FL, 34761

Active3 days on marketListed Oct 14, 2026MLS #TB8556142

✦ Priced 16% below the OCOEE 34761 medianSingle Family ResidenceWELLINGTON PLACE C & D

About this home

1206 STONEWATER CIRCLE

Virtually Staged. Welcome to 1206 Stonewater Circle in Wellington Place—a charming 4-bedroom, 2-bathroom home offering both comfort and convenience in an established neighborhood. Step outside to a large screened-in porch with views of your private backyard, the perfect spot to relax and entertain. The front yard overlooks a scenic retention pond, adding natural beauty and privacy to your outdoor space, and the neighborhood features sidewalks throughout, making it ideal for evening walks and family strolls. Wellington Place puts you minutes from Downtown Winter Garden, a vibrant historic district featuring Plant Street's farmers market, breweries, farm-to-table dining, and the scenic West Orange Trail perfect for biking and jogging. Three major expressways converge near this location—SR 429, SR 408, and Florida's Turnpike—giving you flexible routing to Walt Disney World (20–25 minutes), Downtown Orlando (15–20 minutes), and anywhere across Central Florida. Daily shopping and entertainment are close by at West Oaks Mall and multiple Publix locations. Don’t miss this opportunity to make this your home!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,728

Sqft

0.22 ac

Lot size

2

Garage

2004

Year built

One

Levels

$203

Per sqft

Pets allowed

Inside

FlooringCarpet · Engineered Hardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorWalk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorPrivate Yard · Sidewalk

Community & fees

HOA fee$60/mo
Taxes (2025)$6,173/yr
PetsYes
CommunitySidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,950 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$514
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,950/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$514
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $369,854 · range $359K–$394K$410K

vs edgeAI estimate

−5.4%

$/sqft vs Ocoee actives

$203 vs $227

Days on market

3 vs 56 typical

Where $203/sqft sits among the 136 Ocoee actives

32
41 · this home
33
16
7
7
$168–201$201–233$233–265$265–298$298–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Wellington At Ocoee, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityWellington At Ocoee
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,200/mo median

MarketOcoee
Annual gross at median$26,400
Gross yield on this price7.5%
Homes for rent right now29

Live Ocoee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Wellington At Ocoee

Drive times from this address

Downtown Orlando≈ 17 min
Universal Orlando≈ 21 min
Walt Disney World≈ 33 min
Orlando Int’l Airport (MCO)≈ 36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Wellington At Ocoee is a short-term-rental community. See the full guide →

Wellington At Ocoee — neighborhood snapshot

Population

352

Median age

46

Median income

$86,685

Median home value

$292,700

Avg household

3

Households w/ children

57%

For the school run

Orange County School District

ElementaryCitrus Elementary★★★★★
MiddleOcoee Middle★★★★★
HighOcoee High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocoee market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$455K → $432K

Ocoee median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

83 of 136

Ocoee actives have cut their price

Median sold price, Ocoee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the OCOEE 34761 median. See the full Ocoee market guide →

Paper trail

This home's history

Oct 14, 2026Listed at $350,000 · 3 days on market since
2004Built · WELLINGTON PLACE C & D

Reality check

What actually sold near 1206 STONEWATER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2637 FLORENCE STREETSold · Apr ’26

$405,000

2637 FLORENCE STREET

3 bd · 2 ba · 1,737 sqft · $233/sqft · 106 DOM

2503 WOODHAVEN COURTSold · Nov ’25

$400,000

2503 WOODHAVEN COURT

3 bd · 2 ba · 1,756 sqft · $228/sqft · 28 DOM

2508 GOOD HOMES ROADSold · May ’26

$395,000

2508 GOOD HOMES ROAD

4 bd · 2 ba · 1,696 sqft · $233/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1206 STONEWATER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1206 STONEWATER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1206 STONEWATER CIRCLE FAQs

What would the monthly payment be for 1206 STONEWATER CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,950/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1206 STONEWATER CIRCLE?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1206 STONEWATER CIRCLE?+

The most recent tax bill on record (2025) was $6,173. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1206 STONEWATER CIRCLE be rented short-term?+

Yes — this home sits inside Wellington At Ocoee, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1206 STONEWATER CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocoee?+

At $350,000, this home is listed about 20% below the Ocoee median of $434,997. The market section on this page shows how the area is trending.

Which schools are assigned to 1206 STONEWATER CIRCLE?+

Citrus Elementary (elementary), Ocoee Middle (middle), Ocoee High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCOEE 34761 market on paper

$350,000 is 16% below the OCOEE 34761 median of $415,000, and at $203/sqft it sits under the Ocoee average of $241.

02Zoned for nightly rentals

Wellington At Ocoee is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Fresh on the market

Only 3 days on market in a Ocoee market that averages 56 — if it fits, move quickly.

Listing courtesy of TAH FLORIDA LLC · Joshua Nogowski. MLS #TB8556142.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1206 STONEWATER CIRCLE, OCOEE, FL — 4 Bed, 2 Bath — $350,000 | CENTURY 21 Edge