10439 LAGUNA PLAINS DRIVE, RIVERVIEW, FL, 33578
Active4 days on marketListed Oct 9, 2026MLS #TB8556221
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About this home
10439 LAGUNA PLAINS DRIVE
Virtually Staged. **Beautiful Water Views, Solar Savings & Exceptional Indoor-Outdoor Living!** Discover the perfect blend of comfort, efficiency, and Florida living in this beautifully maintained home featuring a serene water view, a fully fenced backyard, and an impressive list of upgrades designed to enhance your everyday lifestyle. Enjoy fresh sod, French drains, and a spacious 20' x 14' screened-in patio with an epoxy-finished surface—an ideal setting for morning coffee, weekend gatherings, or relaxing evenings overlooking the water. One of this home's standout features is its **paid-off solar panel system, installed in July 2024**, offering an incredible opportunity for long-term energy savings. The electric bill has been reduced to less than $100 for an entire year, according to the seller, and two solar-powered outlets provide power during outages while the sun shines. Enjoy added peace of mind knowing the transferable solar warranties include 25-year workmanship and roof-penetration coverage from the installer, a 10-year manufacturer warranty on the inverters, and a 25-year warranty on the panels. Inside, discover a versatile layout with an enclosed office perfect for working from home, a spacious upstairs loft offering additional living or entertainment space, and energy-conscious features throughout. Double-pane windows and an ENERGY STAR-rated home add to the appeal, while front and rear cameras provide additional security. The kitchen features a reverse osmosis water filtration system beneath the sink, with extra filters included. Major updates include roof, air conditioning system serviced in July 2026, and a water heater. washer and dryer, all from 2019 are included for added convenience. Hurricane shutters and all associated fasteners are also included, helping you prepare for storm season. Step outside to enjoy the privacy of your fully fenced yard, beautifully refreshed landscaping, and the relaxing water backdrop. Enjoy the downstairs office with door, or the upstairs loft. Residents can also take advantage of the community pool, creating even more opportunities to enjoy the Florida lifestyle. With a low HOA fee of just $300 quarterly, paid-off solar panels, transferable warranties, valuable improvements, and inviting indoor-outdoor living spaces, this home offers a compelling combination of lifestyle, comfort, and potential energy savings. **Come experience the water views, thoughtful upgrades, and Florida living you've been looking for!**
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,426
Sqft
0.1 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,984 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,984/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.8%
$/sqft vs Riverview actives
$153 vs $181
Days on market
4 vs 66 typical
Where $153/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33578 — neighborhood snapshot
Population
58,474
Median age
35
Median income
$80,223
Median home value
$298,000
Avg household
2.45
Households w/ children
7,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$394K → $362K
Riverview median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
247 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the RIVERVIEW 33578 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 10439 LAGUNA PLAINS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$484,000
12004 RAMBLING STREAM DRIVE
4 bd · 2.5 ba · 2,427 sqft · $199/sqft · 1 DOM
Sold · Oct ’25$317,000
11807 MYRTLE ROCK DRIVE
4 bd · 2.5 ba · 2,505 sqft · $127/sqft · 159 DOM
Sold · Jun ’26$314,000
12034 SUBURBAN SUNRISE STREET
4 bd · 2.5 ba · 2,328 sqft · $135/sqft · 209 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10439 LAGUNA PLAINS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10439 LAGUNA PLAINS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10439 LAGUNA PLAINS DRIVE FAQs
What would the monthly payment be for 10439 LAGUNA PLAINS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,984/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10439 LAGUNA PLAINS DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10439 LAGUNA PLAINS DRIVE?+
The most recent tax bill on record (2025) was $4,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10439 LAGUNA PLAINS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $370,000, this home is listed about 1% below the Riverview median of $375,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10439 LAGUNA PLAINS DRIVE?+
Spoto High School (high), Giunta Middle School (middle), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$370,000 runs 30% above the RIVERVIEW 33578 median — but at 2,426 sqft it's also 22% larger than the typical Riverview listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Riverview market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Steven Ingram. MLS #TB8556221.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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