211 FERNWOOD CIRCLE UNIT 211, SEMINOLE, FL, 33777
Active0 days on marketListed Oct 23, 2026MLS #TB8556230
About this home
211 FERNWOOD CIRCLE UNIT 211
Enjoy peaceful water views and a welcoming community at 211 Fernwood in Seminole. This fully remodeled 1-bedroom, 1-bathroom condo features new luxury vinyl plank flooring, an updated kitchen, and an updated bathroom. Beautiful views of the lake and community pool make time at home feel especially relaxing. Spend your days swimming, playing tennis, or getting to know your neighbors in this active, pet-friendly 55+ community. The unit comes with two assigned parking spaces and low HOA fees to help keep ownership affordable. Whether you’re seeking a year round home or a winter getaway, this inviting property offers comfort, easy living, and a community to enjoy. Schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
845
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,287 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,287/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
Days on market
0 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
The Gardens — neighborhood snapshot
Population
884
Median age
56
Median income
$72,279
Median home value
$220,772
Avg household
2
Households w/ children
90%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 211 FERNWOOD CIRCLE UNIT 211 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 211 FERNWOOD CIRCLE UNIT 211 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
211 FERNWOOD CIRCLE UNIT 211 FAQs
What would the monthly payment be for 211 FERNWOOD CIRCLE UNIT 211?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,287/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 211 FERNWOOD CIRCLE UNIT 211?+
The most recent tax bill on record (2025) was $457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 211 FERNWOOD CIRCLE UNIT 211?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $149,000, this home is listed about 60% below the Seminole median of $369,000. The market section on this page shows how the area is trending.
Which schools are assigned to 211 FERNWOOD CIRCLE UNIT 211?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEMINOLE 33777 market on paper
$149,000 is 43% below the SEMINOLE 33777 median of $260,000, and at $176/sqft it sits under the Seminole average of $253.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Seminole market that averages 52 — if it fits, move quickly.
04Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of CENTURY 21 RE CHAMPIONS · Evan Perrett. MLS #TB8556230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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