3817 105TH AVENUE N, CLEARWATER, FL, 33762
Active5 days on marketListed Oct 8, 2026MLS #TB8556272
About this home
3817 105TH AVENUE N
Welcome to The Lakes! This beautifully updated 3-bedroom, 2-bath pool home offers 1,704 square feet of comfortable single-story living in a convenient Clearwater location. From the moment you arrive, you'll appreciate the home's inviting curb appeal, spacious 2-car garage, and thoughtfully designed interior. Inside, an open and functional floor plan connects the living, dining, and kitchen areas, creating a great space for both everyday living and entertaining. The stylish kitchen features quartz countertops, ceiling-height cabinetry, a large center island, stainless steel appliances, recessed lighting, and plenty of storage and workspace. Porcelain tile flooring and modern finishes continue throughout the home. The primary suite offers a relaxing retreat with a walk-in closet and an updated en-suite bath featuring a double vanity, oversized tiled shower, and frameless glass enclosure. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to your own private Florida escape with a screened-in pool, perfect for enjoying sunny afternoons, entertaining friends, or unwinding at the end of the day. Additional highlights include a 2025 roof, fully paid solar panels, newer A/C and water heater, and an updated secondary bathroom. Located in The Lakes community with convenient access to Clearwater, St. Petersburg, Tampa, Tampa International Airport, shopping, dining, and the Gulf beaches, this home combines comfort, style, and location. Schedule your private showing and see everything this Clearwater pool home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,704
Sqft
0.14 ac
Lot size
1990
Year built
One
Levels
$332
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,997 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,997/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.7%
$/sqft vs Clearwater actives
$332 vs $232
Days on market
5 vs 70 typical
Where $332/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33762 — neighborhood snapshot
Population
5,039
Median age
54
Median income
$91,024
Median home value
$332,000
Avg household
1.94
Households w/ children
420
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
238 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 157% above the CLEARWATER 33762 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 3817 105TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$499,900
10531 36TH STREET N · same community
3 bd · 2 ba · 1,831 sqft · $273/sqft · 3 DOM
Sold · Feb ’26$410,000
10500 36TH WAY N · same community
3 bd · 2 ba · 1,425 sqft · $288/sqft · 64 DOM
Sold · Feb ’26$380,000
9025 40TH WAY N
2 bd · 2 ba · 1,776 sqft · $214/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3817 105TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3817 105TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3817 105TH AVENUE N FAQs
What would the monthly payment be for 3817 105TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,997/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3817 105TH AVENUE N?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3817 105TH AVENUE N?+
The most recent tax bill on record (2025) was $6,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3817 105TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $565,000, this home is listed about 89% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3817 105TH AVENUE N?+
High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$565,000 runs 157% above the CLEARWATER 33762 median — but at 1,704 sqft it's also 33% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Clearwater market that averages 70 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SEASIDE LUXURY REAL ESTATE GROUP · Xina Rim. MLS #TB8556272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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