CENTURY 21 Edge
$150,0002 bd2 ba1,400 sqft$107 /sqft≈$1,207 /mo all-in ↓

2378 ECUADORIAN WAY UNIT 22, CLEARWATER, FL, 33763

Active3 days on marketListed Oct 10, 2026MLS #TB8556357

✦ Priced 11% below the CLEARWATER 33763 medianCondominiumON TOP OF THE WORLD

About this home

2378 ECUADORIAN WAY UNIT 22

Morning golf, an afternoon by the pool and dinner with friends. At On Top of the World, there’s plenty to fill your calendar, and this spacious end unit gives you a comfortable place to come home to. ----- Located on the second floor, this two-bedroom, two-bath condominium offers 1,400 square feet with a living and dining room combination that makes gathering easy. Invite friends for cards, share a meal or host visiting family. The kitchen features a brand-new full appliance package, ready for everything from everyday meals to your next gathering. The additional bonus room, accessible from both the kitchen and primary bedroom, overlooks beautiful green space. It’s a lovely spot for morning coffee, a favorite hobby, a home office or a quiet afternoon between plans. ----- This active, pet-friendly 55+ Clearwater community offers more than 175 clubs, classes and activities, giving you plenty of ways to enjoy familiar interests, try something new and get to know your neighbors. Amenities include two swimming pools, fitness facilities, tennis and pickleball courts, lawn bowling, shuffleboard and a dog park. Residents also enjoy nine-hole and 18-hole golf courses with no additional greens fees. ----- Whether you’re making Florida your full-time home or looking for a seasonal retreat, this home offers room to settle in, welcome good company and enjoy a community with plenty to do. ----- Leasehold condominium. Cash purchase and association approval required.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,400

Sqft

0 ac

Lot size

1973

Year built

One

Levels

$107

Per sqft

Garden view55+ communityPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden
FacesSouthwest
ExteriorDog Run · Garden · Private Entrance · Private Mailbox · Tennis Court(s)

Community & fees

Taxes (2025)$1,173/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,207 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$98
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$1,207/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$98
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$128KedgeAI estimate $147,599 · range $133K–$162K$169K

vs edgeAI estimate

+1.6%

$/sqft vs ON TOP OF THE WORLD

$107 vs $143

Days on market

3 vs 70 typical

Where $107/sqft sits among the 214 homes for sale in ON TOP OF THE WORLD

54 · this home
51
36
32
16
25
$99–121$121–143$143–165$165–187$187–208$208+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Drive times from this address

Tampa Int’l Airport (TPA)≈ 28 min
Downtown Tampa≈ 31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

On Top Of The World — neighborhood snapshot

Population

5,848

Median age

66

Median income

$49,901

Median home value

$175,921

Avg household

2

Households w/ children

375

For the school run

Pinellas County School District

ElementaryLeila Davis Elementary School★★★★★
HighCountryside High School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced — 5.3 months of inventoryBuyer’s market

$328K → $324K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

101 of 214

ON TOP OF THE WORLD have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the CLEARWATER 33763 median. See the full Clearwater market guide →

Paper trail

This home's history

Oct 10, 2026Listed at $150,000 · 3 days on market since
1973Built · ON TOP OF THE WORLD

Reality check

What actually sold near 2378 ECUADORIAN WAY UNIT 22

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2071 AUSTRALIA WAY W UNIT 37Sold · Mar ’26

$155,000

2071 AUSTRALIA WAY W UNIT 37 · same community

2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM

2222 NORWEGIAN DRIVE UNIT 48Sold · Jul ’26

$225,000

2222 NORWEGIAN DRIVE UNIT 48 · same community

2 bd · 2 ba · 1,400 sqft · $161/sqft · 10 DOM

2379 FINLANDIA LANE UNIT 21Sold · Dec ’25

$269,900

2379 FINLANDIA LANE UNIT 21 · same community

2 bd · 2 ba · 1,400 sqft · $193/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2378 ECUADORIAN WAY UNIT 22 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2378 ECUADORIAN WAY UNIT 22 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2378 ECUADORIAN WAY UNIT 22 FAQs

What would the monthly payment be for 2378 ECUADORIAN WAY UNIT 22?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,207/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2378 ECUADORIAN WAY UNIT 22?+

The most recent tax bill on record (2025) was $1,173. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2378 ECUADORIAN WAY UNIT 22?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $150,000, this home is listed about 50% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2378 ECUADORIAN WAY UNIT 22?+

Leila Davis Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLEARWATER 33763 market on paper

$150,000 is 11% below the CLEARWATER 33763 median of $169,445, and at $107/sqft it sits under the Clearwater average of $288.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 3 days on market in a Clearwater market that averages 70 — if it fits, move quickly.

04Strong assigned schools

Leila Davis Elementary School, Countryside High School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Heather Brookey. MLS #TB8556357.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater homes, in your inbox

Like 2378 ECUADORIAN WAY UNIT 22 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Anealya to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 13, 2026 at 6:59 PM UTC. The listing information on this page last changed on October 13, 2026 at 6:59 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 13, 2026 at 6:59 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 13, 2026 at 6:59 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.