11442 86TH AVENUE, SEMINOLE, FL, 33772
Active2 days on marketListed Oct 8, 2026MLS #TB8556455
Come see it
Upcoming open house
Sun, Oct 11
11:00 AM – 1:00 PM
About this home
11442 86TH AVENUE
CHARMING SEMINOLE HOME WITH A LARGE FENCED YARD! Welcome to 11442 86th Avenue, a 3-bedroom, 2-bath home offering 1,144 square feet of comfortable living space, a 1-car garage, extended driveway, and an expansive fenced backyard with plenty of room to create your own outdoor oasis. This cute and welcoming home offers numerous updates, including a beautifully updated kitchen, an ensuite primary bedroom with a full bath, a separate guest bath, newer hardwood flooring, 5-inch baseboards, crown molding, and fresh interior and exterior paint. The electrical panel was replaced in 2023, and the home also features a tankless water heater and convenient pull-down attic stairs for additional storage. The spacious layout offers flexibility for family, guests, a home office, or hobbies, while the updated kitchen provides a fresh and functional centerpiece for everyday living and entertaining. The expansive fenced backyard offers plenty of room to create your own private outdoor retreat, with space for lush landscaping, a lawn, entertaining, pets, or a garden. The charming front elevation welcomes you home and provides a wonderful canvas for adding your own landscaping touches and creating the curb appeal you've envisioned. The extended driveway provides additional parking, while the attached 1-car garage offers covered parking and storage. Located in Seminole, this home is conveniently situated near shopping, restaurants, parks, recreation, schools, and the beautiful Gulf beaches. With its updated interior, primary ensuite, tankless water heater, newer roof, important improvements, generous fenced backyard, and desirable Seminole location, 11442 86th Avenue offers a wonderful opportunity to own a home with many of the major improvements already completed while creating the outdoor spaces you've always envisioned.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,144
Sqft
0.22 ac
Lot size
1
Garage
1956
Year built
One
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,736 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,736/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs Seminole actives
$323 vs $257
Days on market
2 vs 56 typical
Where $323/sqft sits among the 324 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgewood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Ridgewood — neighborhood snapshot
Population
332
Median age
36
Median income
$65,438
Median home value
$291,900
Avg household
3
Households w/ children
39%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
173 of 324
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 11442 86TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$395,000
11436 RIDGEWOOD CIRCLE · same community
2 bd · 1.5 ba · 1,458 sqft · $271/sqft · 13 DOM
Sold · Jul ’26$440,000
11589 64TH TERRACE
2 bd · 2 ba · 1,168 sqft · $377/sqft · 37 DOM
Sold · Nov ’25$278,000
10170 64TH AVENUE
2 bd · 1 ba · 1,104 sqft · $252/sqft · 291 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11442 86TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11442 86TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11442 86TH AVENUE FAQs
What would the monthly payment be for 11442 86TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,736/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11442 86TH AVENUE?+
The most recent tax bill on record (2025) was $2,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11442 86TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $369,900, this home is listed about 3% above the Seminole median of $360,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11442 86TH AVENUE?+
Richard O Jacobson Technical High School At Seminole (high), Seminole Elementary School (elementary), Osceola Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$369,900 runs 83% above the SEMINOLE 33772 median.
02Fresh on the market
Only 2 days on market in a Seminole market that averages 56 — if it fits, move quickly.
03Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Seminole Elementary School, Osceola Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Beth Ann Ackerman. MLS #TB8556455.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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