CENTURY 21 Edge
$1,100,0006 bd3 ba3,680 sqft$299 /sqft≈$7,948 /mo all-in ↓

1595 OAK LANE, CLEARWATER, FL, 33764

Active7 days on marketListed Oct 16, 2026MLS #TB8556461

Private poolSingle Family ResidenceBELLEAIR GROVE 1ST ADD

Come see it

Upcoming open house

Sun, Oct 25

11:00 AM – 1:00 PM

About this home

1595 OAK LANE

Virtually Staged. Completely remodeled and move-in ready, this 6-bedroom, 3-full-bath pool home offers 3,504 heated square feet on an oversized 0.44-acre corner lot in a prime Clearwater location, zoned for A-rated schools. Freshly painted inside and out, with all-new cabinetry, light fixtures, interior doors, and luxury vinyl flooring throughout, it was designed for entertaining from the front door to the backyard. An open, entertaining-ready main floor. Step inside to a large living room that flows seamlessly into the expansive kitchen. The kitchen features an extended island, a full wall of new cabinetry, stainless steel appliances, and recessed can lighting. Just beyond the kitchen, a second gathering room with a fireplace overlooks the pool and backyard. Then on the backside of the kitchen is another entertainment space that you can use as a private dining room, a den, or an entertainment room, so you can host indoors and out at the same time. A split floor plan with a private primary suite. The large primary bedroom is tucked away on its own side of the main floor and includes an expanded walk-in closet. The spacious en suite bathroom is a showpiece, with a dual vanity, floor-to-ceiling tile, a built-in shelf, and a walk-in shower. A second main-floor bedroom sits on the opposite side with access to a full bathroom that also serves as the guest bath. It works well as a guest room, home office, or a bedroom you can reach without stairs. A utility room that works as hard as you do. The large inside utility room is big enough to include a mudroom, a home office, or a craft space, along with the pantry and laundry. It connects directly to the side door and the large parking pad, making grocery runs and muddy days easy. Upstairs, choose your layout. The second floor offers four bedrooms, or three bedrooms plus a large entertainment space, along with a third full bathroom with dual vanities. Use the bonus space as a media room, game room, studio, or gym, or keep it as a fourth upstairs bedroom. Every bedroom in the home is oversized. Built for peace of mind. Hurricane windows and doors are installed throughout, and the roof was replaced in 2025. Your own backyard retreat. Step outside to an oversized, screened pool that reaches 8.5 feet deep, set within a yard surrounded by a privacy fence, mature shade trees, and fruit trees. A large sports court is ready for pickup games and practice, and a large shed in the backyard adds storage for tools, toys, and equipment. Room for every vehicle. The extended driveway and large side parking pad provide plenty of space, including room for an RV, boat, or trailer. Want covered parking? The groundwork is done: schematics and contractor quotes for both a carport and an attached garage are available, so you can choose the option that fits you best. All of this sits on a quiet corner lot close to shopping, dining, Gulf beaches, and major roads. Homes with this much space, this much lot, and this level of updating are rare. Schedule your private showing today!

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

3,680

Sqft

0.44 ac

Lot size

1971

Year built

Two

Levels

$299

Per sqft

Private poolFireplacePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Gas Water Heater · Microwave · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryCommon Area · Electric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane · Shingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ParkingBoat · Driveway · Guest · Oversized · Parking Pad · RV Parking
ExteriorBasketball Court · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,434/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,948 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$6,922
PMI (est., until 20% equity)$413
Property tax — 2025 actual bill$453
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate7.50%
Loan term

Estimated payment

$7,948/mo

Principal & interest$6,922
PMI (est., until 20% equity)$413
Property taxes (actual bill)$453
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$1.1MedgeAI estimate $1,218,289 · range $1.2M–$1.3M$1.3M

vs edgeAI estimate

−9.7%

$/sqft vs Clearwater actives

$299 vs $245

Days on market

7 vs 61 typical

Where $299/sqft sits among the 400 Clearwater actives

164
143 · this home
44
10
10
29
$123–226$226–329$329–432$432–535$535–638$638+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Drive times from this address

Tampa Int’l Airport (TPA)≈ 27 min
Downtown Tampa≈ 31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33764 — neighborhood snapshot

Population

27,365

Median age

50.8

Median income

$64,573

Median home value

$302,500

Avg household

2.15

Households w/ children

2,246

For the school run

Pinellas County School District

ElementaryBelcher Elementary School★★★★★
MiddleOak Grove Middle School★★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced — 5.3 months of inventoryBuyer’s market

$328K → $324K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

236 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 426% above the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $1,100,000 · 7 days on market since
1971Built · BELLEAIR GROVE 1ST ADD

Reality check

What actually sold near 1595 OAK LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1595 OAK LANESold · May ’26

$590,000

1595 OAK LANE · same community

6 bd · 2.5 ba · 3,504 sqft · $168/sqft · 40 DOM

1948 BELLEAIR ROADSold · Feb ’26

$1,150,000

1948 BELLEAIR ROAD · same community

5 bd · 4.5 ba · 4,651 sqft · $247/sqft · 125 DOM

1880 BELLEAIR ROADSold · Jan ’26

$900,000

1880 BELLEAIR ROAD

5 bd · 3 ba · 3,662 sqft · $246/sqft · 132 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1595 OAK LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1595 OAK LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1595 OAK LANE FAQs

What would the monthly payment be for 1595 OAK LANE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,948/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1595 OAK LANE?+

The most recent tax bill on record (2025) was $5,434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1595 OAK LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $1,100,000, this home is listed about 268% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1595 OAK LANE?+

Belcher Elementary School (elementary), Oak Grove Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,100,000 runs 426% above the CLEARWATER 33764 median — but at 3,680 sqft it's also nearly 3 times the size of the typical Clearwater listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 7 days on market in a Clearwater market that averages 61 — if it fits, move quickly.

Listing courtesy of TMWRK BROKERAGE LLC · Carolyn Ruby. MLS #TB8556461.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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