12220 WOODLANDS CIRCLE, DADE CITY, FL, 33525
Active3 days on marketListed Oct 9, 2026MLS #TB8556509
About this home
12220 WOODLANDS CIRCLE
Welcome to effortless luxury in Lake Jovita Golf & Country Club. This beautifully updated Palmwood cabana-style home blends resort-inspired living with a sleek, modern feel and exceptional indoor-outdoor flow. Step through the double doors into a private courtyard retreat featuring a screened lanai, tranquil pool, fountain, and spa—an intimate space designed for relaxing, entertaining, or enjoying quiet evenings at home. Inside, engineered hardwood floors, a spacious open living area, and conservation views create a warm, polished atmosphere. The owner’s suite is a true retreat with serene views, a sitting area, oversized walk-in closet, soaking tub, walk-in shower, and dual vanities. A separate guest suite offers added privacy, while the detached flex space with its own entrance, closet, and full bath is ideal for a home office, guest suite, gym, or private studio. The kitchen is bright and inviting with white cabinetry, solid-surface countertops, stainless steel appliances, a breakfast bar, and natural light throughout. Multiple living spaces open directly to the courtyard, creating the perfect setting for seamless indoor-outdoor living. Recent upgrades include a new roof in 2024, fresh interior and exterior paint, updated lighting and screens, new washer and dryer, and a new stainless steel appliance package in 2026. The home also features a two-car garage plus a separate third bay for a golf cart, specialty vehicle, or additional storage. Located in one of Dade City’s premier gated golf communities, Lake Jovita offers championship golf, clubhouse dining, fitness, swimming, tennis, pickleball, walking trails, dog parks, and more—all with no CDD fees and low county taxes. Sophisticated, private, and move-in ready, this home delivers the Lake Jovita lifestyle with style.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,103
Sqft
0.21 ac
Lot size
3
Garage
2005
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,854 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,854/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
$/sqft vs Dade City actives
$271 vs $191
Days on market
3 vs 68 typical
Where $271/sqft sits among the 369 Dade City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Jovita Golf And Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
Lake Jovita Golf And Country Club — neighborhood snapshot
Population
1,806
Median age
45
Median income
$115,994
Median home value
$456,443
Avg household
3
Households w/ children
155
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$340K → $349K
Dade City median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
222 of 369
Dade City actives have cut their price
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the DADE CITY 33525 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 12220 WOODLANDS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$465,000
12410 WOODLANDS CIRCLE · same community
2 bd · 2 ba · 2,137 sqft · $218/sqft · 14 DOM
Sold · Oct ’25$480,000
12333 WOODLANDS CIRCLE · same community
3 bd · 3 ba · 2,292 sqft · $209/sqft · 147 DOM
Sold · Nov ’25$750,000
12632 OAK HOLLOW COURT · same community
4 bd · 3.5 ba · 2,711 sqft · $277/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12220 WOODLANDS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12220 WOODLANDS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12220 WOODLANDS CIRCLE FAQs
What would the monthly payment be for 12220 WOODLANDS CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,854/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12220 WOODLANDS CIRCLE?+
The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12220 WOODLANDS CIRCLE?+
The most recent tax bill on record (2025) was $3,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12220 WOODLANDS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dade City?+
At $570,000, this home is listed about 47% above the Dade City median of $388,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12220 WOODLANDS CIRCLE?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$570,000 runs 48% above the DADE CITY 33525 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Dade City market that averages 68 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PICKETT FENCES REALTY · Booker Pickett. MLS #TB8556509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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