CENTURY 21 Edge
$2,3752 bd1 ba840 sqft$3 /sqft≈$177 /mo all-in ↓

141 FERNERY ROAD UNIT A3, LAKELAND, FL, 33809

Active1 days on marketListed Oct 9, 2026MLS #TB8556644

✦ Priced 99% below the LAKELAND 33809 medianCondominiumSANDY COVE LAKELAND & SANDY COVE LAKELAND ADD 01

About this home

141 FERNERY ROAD UNIT A3

This first floor corner unit 2 bedroom, 1 bath, 840 square foot condo is the perfect blend of community and affordability that you've been looking for. The condo is surrounded by greenery and bodies of water. You'll see why we call it Lakeland! The Sandy Cove community is tucked back into a cozy corner of Lakeland, near shops, Starbucks, lakes, Lakeland Square Mall, Lakeland Regional Medical Center and major roads. This exclusive end-unit residence is front facing to the courtyard/ dog park area and the rear enclosed patio opens up straight to the pool! It's almost like having your own private pool! Live the Florida life here. Your kitchen comes equipped with new, never-used stainless appliances, in-unit clothes washer and dryer, open floor plan. The primary bedroom has a walk-in closet and en-suite bathroom. The second bedroom is also connected to the bathroom. The second bedroom can be used as a home office or as a guest suite. The luxury upgraded bathroom is graced by a glass-door encased tiled shower stall with a sitting bench and towel holder. The bathroom has over-the-toilet cabinets, medicine cabinet, and extra large mirror. Enjoy lounging in your rear enclosed patio with built-in storage closet. When you're ready, exit your rear porch and you are immediately welcomed to the large pool, lounge chairs and outdoor tables. Your dedicated parking space (A3) sits right outside the unit and your mailbox (A3) is right around the building corner. Did we mention that your water is included? Yes! So what are you waiting for? Why haven't you come and seen the unit yet? Schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

840

Sqft

0.01 ac

Lot size

1974

Year built

One

Levels

$3

Per sqft

Pool view

Inside

AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ViewPool

Community & fees

PetsCats OK, Dogs OK, Pet Deposit
CommunityDog Park · Park · Pool · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$177 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $83Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $83
Interest rate6.00%
Loan term

Estimated payment

$177/mo

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Gibsonia

Drive times from this address

Walt Disney World≈ 35 min
Downtown Tampa≈ 38 min
Universal Orlando≈ 45 min
Tampa Int’l Airport (TPA)≈ 49 min
Downtown Orlando≈ 51 min
Orlando Int’l Airport (MCO)≈ 56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Gibsonia — neighborhood snapshot

Population

4,638

Median age

39

Median income

$68,792

Median home value

$269,302

Avg household

3

Households w/ children

651

For the school run

Polk County School District

ElementaryEdgar L. Padgett Elementary★★★★★
MiddleLake Gibson Middle School★★★★★
HighLake Gibson Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the LAKELAND 33809 median. See the full Lakeland market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $2,375 · 1 days on market since
1974Built · SANDY COVE LAKELAND & SANDY COVE LAKELAND ADD 01

Reality check

What actually sold near 141 FERNERY ROAD UNIT A3

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

141 FERNERY ROAD UNIT C-6Sold · Oct ’25

$100,000

141 FERNERY ROAD UNIT C-6 · same community

2 bd · 1 ba · 840 sqft · $119/sqft · 232 DOM

141 FERNERY ROAD UNIT B5Sold · Oct ’25

$90,000

141 FERNERY ROAD UNIT B5

2 bd · 1 ba · 840 sqft · $107/sqft · 5 DOM

402 W CARVER STREETSold · Dec ’25

$120,000

402 W CARVER STREET

2 bd · 1 ba · 892 sqft · $135/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 141 FERNERY ROAD UNIT A3 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 141 FERNERY ROAD UNIT A3 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

141 FERNERY ROAD UNIT A3 FAQs

What would the monthly payment be for 141 FERNERY ROAD UNIT A3?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 141 FERNERY ROAD UNIT A3?+

The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $2,375, this home is listed about 99% below the Lakeland median of $333,450. The market section on this page shows how the area is trending.

Which schools are assigned to 141 FERNERY ROAD UNIT A3?+

Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LAKELAND 33809 market on paper

$2,375 is 99% below the LAKELAND 33809 median of $304,000, and at $3/sqft it sits under the Lakeland average of $202.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Lakeland market that averages 67 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Rebecca Gustafson. MLS #TB8556644.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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