CENTURY 21 Edge
$1,075,0005 bd5 ba4,248 sqft$253 /sqft≈$8,412 /mo all-in ↓

313 S MILL VIEW WAY, PONTE VEDRA BEACH, FL, 32082

Active0 days on marketListed Nov 6, 2026MLS #TB8556690

✦ Priced 8% below the PONTE VEDRA BEACH 32082 medianSingle Family ResidenceSAWMILL LAKES

About this home

313 S MILL VIEW WAY

Virtually Staged. $10K TOWARD CLOSING COSTS WITH ACCEPTABLE OFFER! Just 2 miles from Mickler's Landing Beach access! This spacious Ponte Vedra Beach home offers NO CDD, LOW HOA, top-rated St. Johns County schools, and incredible value! Enjoy a 3-car garage and major 2024/2025 UPDATES, including NEW ROOF, WATER HEATER, 1 HVAC unit, and WATER SOFTENER! The versatile layout features a 1st-floor primary suite, 3 additional downstairs bedrooms, a formal dining room, hardwood floors, and a kitchen with a gas cooktop, built-in oven, and granite counters. Upstairs, 2 oversized bonus rooms with private baths offer endless possibilities for guests, a home office, or media room. Relax on the screened lanai overlooking a peaceful preserve. Priced to allow for your personal finishing touches. Community amenities include a pool, pickleball, basketball, playground, and sports field just down the street. Minutes to beaches, Sawgrass Village, shopping, and dining. Exceptional location, space, and opportunity!

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,248

Sqft

0.27 ac

Lot size

3

Garage

1998

Year built

Two

Levels

$253

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Exhaust Fan · Gas Cooktop · Gas Water Heater · Microwave · Refrigerator · Water Softener
InteriorCrown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Thermostat
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesSoutheast
ExteriorFrench Doors · Private Yard · Rain Gutters

Community & fees

HOA fee$139/mo
Taxes (2025)$11,342/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,412 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$6,765
PMI (est., until 20% equity)$403
Property tax — 2025 actual bill$945
HOA fee — from the listing$139
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $107,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $107,500
Interest rate7.50%
Loan term

Estimated payment

$8,412/mo

Principal & interest$6,765
PMI (est., until 20% equity)$403
Property taxes (actual bill)$945
HOA / condo fee$139
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Sawmill Lakes

Get to know Ponte Vedra Beach. See the full Ponte Vedra Beach guide →

Sawmill Lakes — neighborhood snapshot

Population

2,067

Median age

47

Median income

$228,393

Median home value

$752,500

Avg household

3

Households w/ children

301

For the school run

St. Johns County School District

ElementaryOcean Palms Elementary School★★★★★
MiddleAlice B. Landrum Middle School★★★★★
HighPonte Vedra High School★★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ponte Vedra Beach market

Seller’s marketSeller’s market — 2.0 months of inventoryBuyer’s market

$999K → $485K

Ponte Vedra Beach median sold, yr/yr

93.6%

Sale-to-list ratio (12 mo)

Median sold price, Ponte Vedra Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the PONTE VEDRA BEACH 32082 median. See the full Ponte Vedra Beach market guide →

Paper trail

This home's history

Nov 6, 2026Listed at $1,075,000 · 0 days on market since
1998Built · SAWMILL LAKES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 313 S MILL VIEW WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 313 S MILL VIEW WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

313 S MILL VIEW WAY FAQs

What would the monthly payment be for 313 S MILL VIEW WAY?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,412/mo — principal and interest, the actual property-tax bill, the $139/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 313 S MILL VIEW WAY?+

The association fee works out to $139 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 313 S MILL VIEW WAY?+

The most recent tax bill on record (2025) was $11,342. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 313 S MILL VIEW WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ponte Vedra Beach?+

At $1,075,000, this home is listed about 15% above the Ponte Vedra Beach median of $935,000. The market section on this page shows how the area is trending.

Which schools are assigned to 313 S MILL VIEW WAY?+

Ocean Palms Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PONTE VEDRA BEACH 32082 market on paper

$1,075,000 is 8% below the PONTE VEDRA BEACH 32082 median of $1,162,500, and at $253/sqft it sits under the Ponte Vedra Beach average of $454.

02Fresh on the market

Listed today in a Ponte Vedra Beach market that averages 24 — if it fits, move quickly.

03Strong assigned schools

Ocean Palms Elementary School, Alice B. Landrum Middle School, Ponte Vedra High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Ocean Palms Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of KARSTEN REAL ESTATE TEAM · Lianne Angell. MLS #TB8556690.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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