CENTURY 21 Edge
$1,349,0003 bd2.5 ba2,127 sqft$634 /sqft≈$9,578 /mo all-in ↓

777 3RD AVENUE N UNIT 1408, ST PETERSBURG, FL, 33701

Active1 days on marketListed Oct 12, 2026MLS #TB8556714

Private poolCondominiumREFLECTION CONDO

About this home

777 3RD AVENUE N UNIT 1408

CORNER RESIDENCE · 3 BEDROOMS, EACH WITH A WALK IN CLOSET · SUNRISE TO SUNSET LIGHT. Residence 1408 at Reflection is a 14th floor southeast corner home with 2,127 sq ft of refined living, one of just 88 residences in this boutique Mirror Lake tower. Mornings bring Mirror Lake and Tampa Bay into view. Evenings glow with the downtown skyline. Inside, 10 foot ceilings, floor to ceiling glass, and porcelain floors create a bright, gallery style setting. The great room flows into a designer kitchen with a waterfall quartz island and panel ready Bosch appliances set into custom cabinetry. Generous proportions include a 28 x 23 great room, a 26 x 11 kitchen, and an 18 x 13 primary bedroom.The primary suite is a true retreat, with a European style spa wet room and a custom walk in closet. Two more bedrooms, each with its own walk in closet, flex easily as guest suites or a home office. A private storage room sits just down the hall on the 14th floor. Lock and leave ease: two assigned EV ready garage spaces, shared EV chargers on the 3rd floor near visitor parking, touchless entry, advanced air purification, and a water softening system. The 18th floor rooftop offers a resort style pool, glass enclosed fitness center, and outdoor lounge with fire pits and grill, plus complimentary golf cart service Thursday through Sunday. The lobby, hallways, club room, and pool deck are being redesigned now, and the special assessment has been paid by the Seller. Leasing allowed, 6 month minimum. Walk to Mirror Lake, Central Avenue, the Edge District, and the Warehouse Arts District.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,127

Sqft

0.62 ac

Lot size

2024

Year built

One

Levels

$634

Per sqft

Private poolCity & Water view

Inside

FlooringPorcelain Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range Hood · Refrigerator · Smart Appliance(s) · Washer · Water Softener · Wine Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Solid Surface Counters · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
ViewCity · Water
FacesSoutheast
ExteriorBalcony · Outdoor Grill · Sauna · Sidewalk · Storage

Community & fees

Taxes (2025)$19,590/yr
PetsBreed Restrictions
CommunityBBQ Area · Clubhouse · Deed Restrictions · Fitness Center

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,578 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,279
PMI (est., until 20% equity)$506
Property tax — 2025 actual bill$1,633
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $134,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $134,900
Interest rate6.00%
Loan term

Estimated payment

$9,578/mo

Principal & interest$7,279
PMI (est., until 20% equity)$506
Property taxes (actual bill)$1,633
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.3MedgeAI estimate $1,782,516 · range $1.7M–$1.9M$2.0M

vs edgeAI estimate

−24.3%

$/sqft vs St Petersburg actives

$634 vs $315

Days on market

1 vs 71 typical

Where $634/sqft sits among the 400 St Petersburg actives

151
144
40
21 · this home
13
31
$121–274$274–427$427–580$580–733$733–886$886+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Drive times from this address

Downtown Tampa≈ 27 min
Tampa Int’l Airport (TPA)≈ 27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
ElementaryNorth Shore Elementary School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

229 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Oct 12, 2026Listed at $1,349,000 · 1 days on market since
2024Built · REFLECTION CONDO

Reality check

What actually sold near 777 3RD AVENUE N UNIT 1408

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

777 3RD AVENUE N UNIT 1303Sold · Dec ’25

$1,495,000

777 3RD AVENUE N UNIT 1303 · same community

2 bd · 2 ba · 2,052 sqft · $729/sqft · 30 DOM

777 3RD AVENUE N UNIT 1105Sold · Apr ’26

$1,580,000

777 3RD AVENUE N UNIT 1105 · same community

2 bd · 2 ba · 2,297 sqft · $688/sqft · 139 DOM

651 12TH AVENUE SSold · Dec ’25

$950,000

651 12TH AVENUE S

4 bd · 3 ba · 2,098 sqft · $453/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 1408 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 1408 — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

777 3RD AVENUE N UNIT 1408 FAQs

What would the monthly payment be for 777 3RD AVENUE N UNIT 1408?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,578/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 777 3RD AVENUE N UNIT 1408?+

The most recent tax bill on record (2025) was $19,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 777 3RD AVENUE N UNIT 1408?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,349,000, this home is listed about 221% above the St Petersburg median of $419,950. The market section on this page shows how the area is trending.

Which schools are assigned to 777 3RD AVENUE N UNIT 1408?+

John Hopkins Middle School (middle), North Shore Elementary School (elementary), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,349,000 runs 76% above the ST PETERSBURG 33701 median — but at 2,127 sqft it's also 62% larger than the typical St Petersburg listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a St Petersburg market that averages 71 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Aline Sarria. MLS #TB8556714.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Petersburg homes, in your inbox

Like 777 3RD AVENUE N UNIT 1408 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Bridget to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 13, 2026 at 7:38 PM UTC. The listing information on this page last changed on October 13, 2026 at 7:38 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 13, 2026 at 7:38 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 13, 2026 at 7:38 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.