514 WINDRUSH BAY DRIVE, TARPON SPRINGS, FL, 34689
Active10 days on marketListed Oct 9, 2026MLS #TB8556718
About this home
514 WINDRUSH BAY DRIVE
Welcome to this well-maintained 2-bedroom, 2-bath condo in building F in the charming coastal city of Tarpon Springs, FL. This inviting residence offers a comfortable and functional layout with a bright, open living and dining area that's perfect for both relaxing and entertaining. The kitchen provides ample cabinet and counter space, creating a practical setup for everyday living, while the split-bedroom floor plan offers added privacy. The primary suite features a spacious layout with a private en-suite bathroom, and the second bedroom is well-sized with convenient access to the second full bath ideal for guests or a home office. Enjoy the Florida lifestyle with nearby access to beautiful Gulf beaches, waterfront parks, and the famous Tarpon Springs Sponge Docks, along with a variety of local dining and shopping options. Conveniently located near major roadways, this condo offers easy commuting while still being tucked into a peaceful community setting. A great opportunity to enjoy low-maintenance living in a highly desirable location. In addition to the advertised base rent, all residents are enrolled in the Resident Benefits Package (RBP) for $50.00/month which includes HVAC air filter delivery, credit building to help boost your credit score with timely rent payments, utility concierge service making utility connection a breeze during your move-in, and much more! More details upon application. Pets welcome! 1 pet, max - 20lbs, max Per HOA. At owners discretion. No Aggressive Breeds. This HOA has a two-week approval process and $150 application fee. This home is vacant and available now!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
980
Sqft
0 ac
Lot size
1976
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tarpon Springs actives
$2 vs $247
Days on market
10 vs 72 typical
Where $2/sqft sits among the 276 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
153 of 276
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 514 WINDRUSH BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$175,000
602 WINDRUSH BAY DRIVE UNIT 602 · same community
2 bd · 2 ba · 980 sqft · $179/sqft · 95 DOM
Sold · Sep ’26$191,000
505 WINDRUSH BAY DRIVE · same community
2 bd · 2 ba · 980 sqft · $195/sqft · 36 DOM
Sold · Jan ’26$314,000
656 WINDRUSH BAY DRIVE UNIT 656 · same community
2 bd · 2 ba · 980 sqft · $320/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 514 WINDRUSH BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 514 WINDRUSH BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
514 WINDRUSH BAY DRIVE FAQs
What would the monthly payment be for 514 WINDRUSH BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 514 WINDRUSH BAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $1,500, this home is listed about 100% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 514 WINDRUSH BAY DRIVE?+
Tarpon Springs Elementary School (elementary), Tarpon Springs Middle School (middle), Tarpon Springs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRIGHT DAVIS REAL ESTATE · Chelsie Lewis. MLS #TB8556718.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tarpon Springs homes, in your inbox
Like 514 WINDRUSH BAY DRIVE but not quite? A daily digest of every new listing in Tarpon Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →