228 HALLMARK AVENUE, LAKE PLACID, FL, 33852
Active6 days on marketListed Oct 9, 2026MLS #TB8556816
About this home
228 HALLMARK AVENUE
Build your Florida retreat in the heart of Lake Placid, the Town of Murals and the Caladium Capital of the World. This [0.26]-acre homesite at 228 Hallmark Avenue sits on a paved road , ready for your new home or a smart long-term hold. Enjoy quiet country living minutes from Lake Istokpoga, one of Florida’s premier bass fishing lakes, with boat ramps, parks and Lake Clay close by. There is no HOA so bring your boat, RV and toys. Highlands County offers nearly 100 lakes, affordable golf, and easy access to US-27 for trips to Sebring, Orlando and both coasts. Lots like this are getting harder to find. Buyer to verify all utilities, zoning and building requirements with Highlands County.
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$253 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$253/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
21,630
Median age
54.8
Median income
$54,841
Median home value
$205,800
Avg household
2.16
Households w/ children
1,979
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$315K → $440K
Lake Placid median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 228 HALLMARK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$200,000
222 HIGHLANDS LAKE DRIVE · same community
2 bd · 1 ba · 957 sqft · $209/sqft · 84 DOM
Sold · Dec ’25$200,000
144 HIGHLANDS LAKE DRIVE · same community
2 bd · 2.5 ba · 1,344 sqft · $149/sqft · 75 DOM
Sold · Aug ’26$224,900
1427 CROSSVIEW STREET · same community
4 bd · 2 ba · 1,548 sqft · $145/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 228 HALLMARK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 228 HALLMARK AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
228 HALLMARK AVENUE FAQs
What would the monthly payment be for 228 HALLMARK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $253/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 228 HALLMARK AVENUE?+
The most recent tax bill on record (2025) was $166. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Placid?+
At $12,500, this home is listed about 96% below the Lake Placid median of $279,450. The market section on this page shows how the area is trending.
Which schools are assigned to 228 HALLMARK AVENUE?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE PLACID 33852 market on paper
$12,500 is 17% below the LAKE PLACID 33852 median of $15,000.
02Fresh on the market
Only 6 days on market in a Lake Placid market that averages 67 — if it fits, move quickly.
03Strong assigned schools
Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JOHN COLIN & CO. · John Colin Simoneau. MLS #TB8556816.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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