CENTURY 21 Edge
$899,0002 bd2 ba1,110 sqft$810 /sqft≈$7,760 /mo all-in ↓

13000 GULF LANE UNIT 201, MADEIRA BEACH, FL, 33708

Active6 days on marketListed Oct 16, 2026MLS #TB8556919

WaterfrontCondominiumMADEIRA NORTE CONDO

About this home

13000 GULF LANE UNIT 201

Income producing condo at Madeira Norte Condominiums, in the Heart of John's Pass on Madeira Beach, now on the market!   1031 Exchange candidates, Investors and family's looking for a fantastic income producing condo, Take Note!!!!   Unit 201 is a 2 bed, 2 full baths, 1110sf corner unit in a 1-week minimum building, sitting on the sands of the Gulf Coast and directly across from the famous John's Pass Historic Village and Marina where there is endless entertainment, shops, pubs, museums, restaurants, fishing charters, boat rentals, etc. etc.!!  Very seldom do units come available in Madeira Norte, and when they do, they get a lot of attention.  This TOTALLY UPDATED unit is ready for move in and immediate enjoyment for you, your family and your rental customers.   Ceramic tile floors throughout, with NO CARPET!   Updated windows and sliders, 2 fully updated bathrooms, huge closet spaces, an owners closet that has a private lock on it and an open concept between the kitchen and living room.   The porch is enormous with 2 high impact sliders leading from the living room and primary bedroom.   Gulf ocean views from the bedroom windows, and the porch, and lovely colorful views of John's Pass Village and Boca Ciega Bay, looking east.   The property has a new roof, and the entire building had a total refurbishment in 2022.  Maderia Norte is a very well built and maintained ELEVATED property, so the storms had little effect.  No assessments are scheduled and the HOA's are only $829 per month!   An on-site property superintendent, who has been there for over 15 years, is there 6 days a week keeping the property clean and comfortable for the owners and guests.   One covered parking spot is included, plus an additional 40 guest parking spaces which is a unique and very convenient for anyone staying at the property.  Basically, parking is never an issue and it's always FREE for you and your guests.   Private pool sits up against the beach sand with private gated key access to the beach.  Enjoy on-site grills and comfortable Adirondack Chairs while enjoying the ocean view, beach side.   If you have been thinking of buying a great income producing property, then check this place out!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,110

Sqft

1.02 ac

Lot size

1975

Year built

One

Levels

$810

Per sqft

WaterfrontNegotiable

Inside

FlooringCeramic Tile
AppliancesDisposal · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationStilt/On Piling
FacesNortheast
ParkingAssigned · Covered · Guest · Under Building
ExteriorBalcony

Community & fees

HOA fee$829/mo
Taxes (2025)$9,316/yr
PetsDogs OK
CommunityGulf/Ocean Front · Water Access · Waterfront · BBQ Area · Buyer Approval Required · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,760 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$5,657
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$776
Condo fee — from the listing$829
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,900
Interest rate7.50%
Loan term

Estimated payment

$7,760/mo

Principal & interest$5,657
PMI (est., until 20% equity)$337
Property taxes (actual bill)$776
HOA / condo fee$829
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $899K
$373KedgeAI estimate $431,917 · range $389K–$475K$935K

vs edgeAI estimate

+108.1%

$/sqft vs Madeira Beach actives

$810 vs $628

Days on market

6 vs 82 typical

Where $810/sqft sits among the 117 Madeira Beach actives

67
35 · this home
3
4
1
7
$339–679$679–1020$1020–1360$1360–1701$1701–2042$2042+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Madeira Beach

Drive times from this address

Downtown Tampa≈ 41 min
Tampa Int’l Airport (TPA)≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

MADEIRA BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$573K → $583K

Madeira Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

47 of 117

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $899,000 · 6 days on market since
1975Built · MADEIRA NORTE CONDO

Reality check

What actually sold near 13000 GULF LANE UNIT 201

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13000 GULF BOULEVARD UNIT 109Sold · May ’26

$835,000

13000 GULF BOULEVARD UNIT 109 · same community

2 bd · 2 ba · 1,110 sqft · $752/sqft · 41 DOM

11650 CAPRI CIRCLE S UNIT 108Sold · Apr ’26

$399,000

11650 CAPRI CIRCLE S UNIT 108

2 bd · 2 ba · 1,110 sqft · $359/sqft · 138 DOM

11901 LAGOON LANE UNIT 303Sold · Jun ’26

$500,000

11901 LAGOON LANE UNIT 303

2 bd · 2 ba · 1,110 sqft · $450/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13000 GULF LANE UNIT 201 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13000 GULF LANE UNIT 201 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13000 GULF LANE UNIT 201 FAQs

What would the monthly payment be for 13000 GULF LANE UNIT 201?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,760/mo — principal and interest, the actual property-tax bill, the $829/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13000 GULF LANE UNIT 201?+

The association fee works out to $829 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13000 GULF LANE UNIT 201?+

The most recent tax bill on record (2025) was $9,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13000 GULF LANE UNIT 201?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Madeira Beach?+

At $899,000, this home is listed about 7% above the Madeira Beach median of $837,583. The market section on this page shows how the area is trending.

Which schools are assigned to 13000 GULF LANE UNIT 201?+

Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$899,000 runs 65% above the MADEIRA BEACH 33708 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $829/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 6 days on market in a Madeira Beach market that averages 82 — if it fits, move quickly.

05Strong assigned schools

Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of DALTON WADE INC · Jeffrey Salisbury. MLS #TB8556919.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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