CENTURY 21 Edge
$1,242,3604 bd2.5 ba2,856 sqft$435 /sqft≈$8,701 /mo all-in ↓

9925 SAGO POINT DRIVE, SEMINOLE, FL, 33777

Active1 days on marketListed Oct 12, 2026MLS #TB8556939

Private poolSingle Family ResidenceBAYOU CLUB ESTATES TR 5 PH 3

About this home

9925 SAGO POINT DRIVE

see 3-D tour- Welcome to 9925 Sago Point Drive, the epitome of turn-key luxury in The Bayou Club, Pinellas County’s premier 24-hour guard-gated, 400-acre master-planned community featuring an 18-hole Tom Fazio championship golf course and 24/7 security patrols. While many area homes come to market in original condition requiring costly renovations, this move-in-ready residence offers complete peace of mind with extensive high-end upgrades already completed. Uniquely positioned on a premium lot with zero rear neighbors and NO flood insurance required, the property commands an unobstructed view across the serene lake, nature preserve, wildlife, and clubhouse. Centrally located in Seminole close to beaches, shopping, dining, schools, and hospitals, the community provides effortless commutes via I-275 to Clearwater and Tampa Airports, downtown St. Pete, and downtown Tampa. Residents enjoy year-round golf, lighted tennis courts, an Olympic-sized pool, and a clubhouse with a bar, restaurant, and banquet facilities, with flexible membership packages available. The HOA covers lawn care, irrigation, trash, recycling, and 24-hour guarded gates, offering low-maintenance living in one of the area’s premier gated communities. All major components of the home have been upgraded to feel like a new construction home, highlighted by fresh interior and exterior paint as well as new LED lighting throughout. Unrivaled storm protection and maximum insurance discounts are locked in with a brand-new tile roof featuring double-layer peel-and-stick underlayment (transferable 20-year warranty), along with 2026 hurricane impact main windows, impact front door, and garage side door. Inside, soaring 22-foot ceilings are effortlessly cooled by dual 2024 TRANE high-efficiency 16-SEER HVAC systems (4-ton and 2-ton units). Upgrades also include a 2023 commercial water softener system, a 2026 50-amp NEMA 14-50 EV charger in the garage, and natural gas powering the water heater, laundry hookups, and chef's range to keep utility bills low. In 2026, the entire first floor had all previous flooring removed, professionally leveled, and luxury wood-look porcelain plank tile installed alongside a completely remodeled chef’s kitchen. This culinary centerpiece features custom solid wood cabinetry, Level 4 quartz countertops, matching quartz backsplash, commercial-grade THOR gas range, custom hood vent, built-in microwave drawer, wine fridge, and stainless steel appliances. Designed for family living and entertaining, the floor plan features 4 spacious bedrooms, 2 full bathrooms, and a main-floor half bath for guests. The primary suite is a private main-level sanctuary featuring a custom walk-in closet designed and installed in 2024 with 18-bay custom solid wood cabinetry, paired with a remodeled spa bath featuring marble-wrapped walls, a giant jetted soaking tub, marble shower with Moen fixtures, Level 4 smooth drywall, and his/her custom wood vanities with Level 3 quartz. An additional guest bedroom completes the first floor, while upstairs boasts two large bedrooms, a remodeled luxury guest bath, and a versatile double-door flex room that serves as an executive office, den, playroom, or media room. Outside, make endless memories in the private backyard retreat features freshly sanded and sealed herringbone pavers framing a screened pool equipped with a Jandy variable-speed pump, pool heater, and a removable pool safety net. Shown by appointment only. see 3-D tour

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,856

Sqft

0.2 ac

Lot size

2

Garage

1999

Year built

Two

Levels

$435

Per sqft

Private pool

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingGolf Cart Parking · On Street
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$350/mo
Taxes (2025)$12,251/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,701 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,704
PMI (est., until 20% equity)$466
Property tax — 2025 actual bill$1,021
HOA fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $124,236Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $124,236
Interest rate6.00%
Loan term

Estimated payment

$8,701/mo

Principal & interest$6,704
PMI (est., until 20% equity)$466
Property taxes (actual bill)$1,021
HOA / condo fee$350
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$917KedgeAI estimate $1,046,080 · range $956K–$1.2M$1.3M

vs edgeAI estimate

+18.8%

$/sqft vs Seminole actives

$435 vs $247

Days on market

1 vs 53 typical

Where $435/sqft sits among the 330 Seminole actives

65
65
52
64
52
32 · this home
$104–159$159–214$214–269$269–325$325–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayou Club

Drive times from this address

Tampa Int’l Airport (TPA)≈ 32 min
Downtown Tampa≈ 33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Bayou Club — neighborhood snapshot

Population

1,832

Median age

52

Median income

$118,551

Median home value

$597,001

Avg household

3

Households w/ children

164

For the school run

Pinellas County School District

ElementaryBardmoor Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$405K → $450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

175 of 330

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 352% above the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

Oct 12, 2026Listed at $1,242,360 · 1 days on market since
1999Built · BAYOU CLUB ESTATES TR 5 PH 3

Reality check

What actually sold near 9925 SAGO POINT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9980 SAGO POINT DRIVESold · Feb ’26

$810,000

9980 SAGO POINT DRIVE · same community

4 bd · 3 ba · 2,900 sqft · $279/sqft · 172 DOM

9997 SAGO POINT DRIVESold · Apr ’26

$1,025,000

9997 SAGO POINT DRIVE · same community

4 bd · 3.5 ba · 3,459 sqft · $296/sqft · 110 DOM

7090 88TH AVE NSold · Oct ’26

$868,000

7090 88TH AVE N

5 bd · 3.5 ba · 3,099 sqft · $280/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9925 SAGO POINT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9925 SAGO POINT DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9925 SAGO POINT DRIVE FAQs

What would the monthly payment be for 9925 SAGO POINT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,701/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9925 SAGO POINT DRIVE?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9925 SAGO POINT DRIVE?+

The most recent tax bill on record (2025) was $12,251. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9925 SAGO POINT DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $1,242,360, this home is listed about 237% above the Seminole median of $368,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9925 SAGO POINT DRIVE?+

Bardmoor Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,242,360 runs 352% above the SEMINOLE 33777 median — but at 2,856 sqft it's also nearly twice the size of the typical Seminole listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Seminole market that averages 53 — if it fits, move quickly.

04Strong assigned schools

Bardmoor Elementary School, Osceola Middle School, Dixie M. Hollins High School — Bardmoor Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Ben Mitrano PA. MLS #TB8556939.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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