12723 LOCKEY LANE, TAMPA, FL, 33612
Active0 days on marketListed Oct 13, 2026MLS #TB8557033
About this home
12723 LOCKEY LANE
Welcome to this 3BED/2BATH townhome INCOME PRODUCING PROPERTY UNDER 200K in the heart of Tampa! This low maintenance unit offers 1,302 sqft open living space, a rare find 1 bedroom, 1 full bathroom on the 1st floor and on the 2nd floor you have 2 bedrooms sharing 1 bathroom. Perfect for the entire family or option to rent out entire place or partial to bring monthly passive income ($$$) and start building your portfolio! Low monthly HOA of $65 makes this place a perfect rental! Laundry room with washer dryer hookup is conveniently located in the screened patio right outside the kitchen and spacious private fenced back yard waiting for the outdoor grill and some outdoor furniture to enjoy the morning coffee in the nice Florida weather! Don’t miss your chance to own this exceptional residence that checks every box and more! Conveniently located just minutes from USF, close to restaurants, shopping, Hospitals(AdventHealth, VA Hospital, Tampa General Hospital, St. Joseph's Hospital) and entertainments: Busch Garden, Adventure Island, MOSI, Hillsborough State Park, Lake Lettuce Park, Florida Aquarium, Tampa Downtown, Riverwalk, Channelside, Port of Tampa for easy cruise get away and so much more! Peacefully tucked away in the busy uptown Tampa with easy access to everything Tampa, TempleTerrace, Wesley Chapel, Brandon has to offer! Nearby major highway includes I-4, I-75, I-275 and the Selmon Expressway. Approximate 20 min drive to Downtown Tampa, Lutz, Wesley Chapel, Land O Lakes, Brandon, Riverview, Plant City and approximate 1 hour drive to many famous beaches on the west coast of Florida including St. Petersburg Beach, Clearwater Beach, Treasure Island, Madeira Beach and Fort De Soto, just to name a few! It's all yours to explore, don’t miss your chance to make this your dream home! The location is an excellent choice for self use or rental income. Price to sell, won't last long schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,302
Sqft
0.05 ac
Lot size
1985
Year built
Two
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,467 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,467/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.7%
$/sqft vs Tampa actives
$124 vs $284
Days on market
0 vs 64 typical
Where $124/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
University — neighborhood snapshot
Population
58,530
Median age
33
Median income
$34,230
Median home value
$44,919
Avg household
2
Households w/ children
4,879
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
224 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12723 LOCKEY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$137,500
12719 LOCKEY LANE · same community
3 bd · 2 ba · 1,302 sqft · $106/sqft · 255 DOM
Sold · Aug ’26$360,000
10920 N 14TH STREET
3 bd · 2 ba · 1,300 sqft · $277/sqft · 3 DOM
Sold · Oct ’25$265,000
2322 E 111TH AVENUE
3 bd · 2 ba · 1,300 sqft · $204/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12723 LOCKEY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12723 LOCKEY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12723 LOCKEY LANE FAQs
What would the monthly payment be for 12723 LOCKEY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,467/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12723 LOCKEY LANE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12723 LOCKEY LANE?+
The most recent tax bill on record (2025) was $2,605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12723 LOCKEY LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $162,000, this home is listed about 63% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12723 LOCKEY LANE?+
Mort Elementary School (elementary), Buchanan Middle School (middle), Freedom High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT REALTY GROUP LLC · Kelly Huang. MLS #TB8557033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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