6817 SURREY OAK DRIVE, APOLLO BEACH, FL, 33572
Pending15 days on marketListed Oct 15, 2026MLS #TB8557128
About this home
6817 SURREY OAK DRIVE
Meticulously maintained 3-bedroom, 2-bath villa with tranquil pond views and an impressive list of upgrades! From the moment you arrive, you’ll appreciate the beautiful landscaping, fresh mulch and well-kept exterior. Inside, this move-in-ready home features fresh interior paint, plantation shutters, hurricane impact windows throughout, rain gutters, water softener, tankless hot water heater, ceiling fans, garage utility sink, and no carpet—only tile and laminate flooring. The open-concept kitchen and living area is ideal for everyday living and entertaining. The kitchen features quartz countertops, under-cabinet lighting, a gas range, newer appliances and a comfortable eat-in dining area overlooking the main living space. The spacious primary suite offers a large bedroom and private bath with quartz countertops and a generous walk-in shower with glass enclosure. Two additional bedrooms provide flexibility for guests, an office or additional living space. Step outside to the screened patio with epoxy flooring and enjoy peaceful pond views—perfect for morning coffee or relaxing at the end of the day. The home offers a 2-car garage and driveway parking. Conveniently located close to the new Publix shopping center and just minutes from major highways, hospitals, restaurants and additional shopping. Residents also enjoy a community pool plus access to Covington Park amenities including another pool, playground, basketball courts and clubhouse. Beautifully maintained, upgraded and ideally located—this villa is truly move-in ready!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,626
Sqft
0.1 ac
Lot size
2
Garage
2006
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,850 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,850/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Apollo Beach actives
$184 vs $219
Days on market
15 vs 70 typical
Where $184/sqft sits among the 352 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
26,495
Median age
44.3
Median income
$122,130
Median home value
$472,800
Avg household
2.62
Households w/ children
3,187
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$490K → $479K
Apollo Beach median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
198 of 352
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6817 SURREY OAK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$293,500
7403 SURREY WOOD LANE · same community
3 bd · 2 ba · 1,581 sqft · $186/sqft · 10 DOM
Sold · Jul ’26$285,000
7447 SURREY PINES DRIVE · same community
3 bd · 2 ba · 1,581 sqft · $180/sqft · 39 DOM
Sold · Jul ’26$259,900
6901 SURREY HILL PLACE · same community
3 bd · 2 ba · 1,581 sqft · $164/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6817 SURREY OAK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6817 SURREY OAK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6817 SURREY OAK DRIVE FAQs
What would the monthly payment be for 6817 SURREY OAK DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,850/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6817 SURREY OAK DRIVE?+
The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6817 SURREY OAK DRIVE?+
The most recent tax bill on record (2025) was $3,781. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6817 SURREY OAK DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $299,000, this home is listed about 36% below the Apollo Beach median of $466,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6817 SURREY OAK DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$299,000 is 27% below the APOLLO BEACH 33572 median of $407,000, and at $184/sqft it sits under the Apollo Beach average of $258.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ELEVATED REALTY · Lisa Tackus. MLS #TB8557128.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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