9490 HARBOR GREENS WAY UNIT 503, SEMINOLE, FL, 33776
Active1 days on marketListed Oct 12, 2026MLS #TB8557130
About this home
9490 HARBOR GREENS WAY UNIT 503
Virtually Staged. RARE TOP-FLOOR OPPORTUNITY WITH SPECTACULAR VIEWS IN HARBOR GREENS AT YACHT CLUB ESTATES! Discover one of Seminole's hidden gems! This beautifully maintained 2-bedroom, 2-bath condominium offers a coveted top-floor location with NO NEIGHBORS ABOVE, breathtaking views, covered parking, and additional storage in the highly sought-after Harbor Greens community. Enjoy the best of Florida living from your OVERSIZED SCREENED BALCONY STRETCHING THE LENGTH OF THE UNIT, where peaceful views overlook the lush Bay Point Wildlife Conservation Area and even offer glimpses of the Gulf! The desirable northern exposure allows you to relax outdoors without the intense afternoon sun, making this the perfect setting for morning coffee, evening breezes, and year-round enjoyment. Inside, you'll find an inviting eat-in kitchen featuring beautiful granite countertops and a stylish linear glass mosaic tile backsplash. Recent improvements include a NEW ROOF AND NEW CENTRAL HEATING AND AIR CONDITIONING SYSTEM, offering added peace of mind. Additional conveniences include an in-unit laundry area with washer and dryer included, and an ideal location just steps from the elevator. From the front of the residence, enjoy sweeping views of the beautifully landscaped, park-like grounds, clubhouse, and sparkling heated community pool. This peaceful, meticulously maintained complex truly feels like a private retreat! The WELL-MANAGED HOA provides exceptional value, covering an impressive range of services, including cable, internet, interior and exterior pest control, exterior maintenance, roofs and building insurances, beautifully maintained grounds, and the heated community pool. LOCATION, LOCATION, LOCATION! Tucked away in the heart of desirable Seminole, you're just minutes from the Gulf's famous white sandy beaches, shopping, restaurants, entertainment, and major commuter routes. Enjoy the convenience of everything the Tampa Bay area has to offer while coming home to a quiet, peaceful setting surrounded by natural beauty. TOP FLOOR! GULF GLIMPSES! WILDLIFE PRESERVE VIEWS! COVERED PARKING! EXTRA STORAGE! Opportunities like this don't come along every day. Experience the charm, convenience, and relaxed coastal lifestyle that make Harbor Greens at Yacht Club Estates such a special place to call home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,200
Sqft
3.43 ac
Lot size
1981
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,679 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,679/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.9%
Days on market
1 vs 56 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Greens At Yacht Club Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Harbor Greens At Yacht Club Estates — neighborhood snapshot
Population
409
Median age
64
Median income
$61,818
Median home value
$344,700
Avg household
2
Households w/ children
32%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9490 HARBOR GREENS WAY UNIT 503
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$185,000
9450 HARBOR GREENS WAY UNIT 503 · same community
2 bd · 2 ba · 1,200 sqft · $154/sqft · 172 DOM
Sold · Mar ’26$270,000
9433 HARBOR GREENS WAY UNIT 306 · same community
2 bd · 2 ba · 1,200 sqft · $225/sqft · 4 DOM
Sold · Mar ’26$221,000
9490 HARBOR GREENS WAY UNIT 202 · same community
2 bd · 2 ba · 1,200 sqft · $184/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 9490 HARBOR GREENS WAY UNIT 503 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9490 HARBOR GREENS WAY UNIT 503 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9490 HARBOR GREENS WAY UNIT 503 FAQs
What would the monthly payment be for 9490 HARBOR GREENS WAY UNIT 503?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,679/mo — principal and interest, the actual property-tax bill, the $700/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9490 HARBOR GREENS WAY UNIT 503?+
The association fee works out to $700 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9490 HARBOR GREENS WAY UNIT 503?+
The most recent tax bill on record (2025) was $3,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9490 HARBOR GREENS WAY UNIT 503?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $245,000, this home is listed about 32% below the Seminole median of $359,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9490 HARBOR GREENS WAY UNIT 503?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEMINOLE 33776 market on paper
$245,000 is 49% below the SEMINOLE 33776 median of $485,000, and at $204/sqft it sits under the Seminole average of $253.
02Know the monthly fee
The association fee is $700/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 1 day on market in a Seminole market that averages 56 — if it fits, move quickly.
04Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ASSIST 2 SELL BUYERS N SELLERS · Randall Bowman. MLS #TB8557130.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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