1646 28TH AVENUE N, ST PETERSBURG, FL, 33713
Active4 days on marketListed Oct 17, 2026MLS #TB8557248
About this home
1646 28TH AVENUE N
Virtually Staged. Great income property! 2 single family homes on one lot each with private fenced and landscaped yards, walkways and parking. The front house is a 3 bed, 1 bath plus bonus room with composite rear deck, updated kitchen cabinets, sink, counters and dishwasher. Enjoy the efficient gas range and gas tankless water heater. Inside laundry closet off the kitchen as well. Plenty of windows and recessed lighting, this home is light and bright. The cozy front bonus room makes for great extra living or office space. Newer electrical panel, 2022 roof and 2018 HVAC. The rear 2/1 home was newly constructed in 2018, so all features are new in 2018. This home also has private inside laundry and a charming covered porch and private rear entry area. Both homes have their own water and electrical meters so they truly are two independent properties. The rear house is currently rented so please do not disturb the residents. This desirable area close to downtown has kept these homes continuously rented since originally purchased. Whether you live here, rent here or both, you are close to everything. Flood zone X and no evacuation zone. 1.2 Miles straight to 4th St - Trader Joe's and nearby Coffee Pot Park and Sunken Gardens. Be close to all downtown St Pete amenities without the downtown prices.
Facts & features
The home at a glance
5
Bedrooms
1,866
Sqft
0.15 ac
Lot size
1925
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,677 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,677/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PINE CITY SUB REP
$286 vs $345
Days on market
4 vs 66 typical
Where $286/sqft sits among the 8 homes for sale in PINE CITY SUB REP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Euclid Place / St Paul
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Euclid Place / St Paul — neighborhood snapshot
Population
2,590
Median age
42
Median income
$92,819
Median home value
$426,967
Avg household
2
Households w/ children
151
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
6 of 8
PINE CITY SUB REP have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1646 28TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$581,000
1705 29TH AVENUE N · same community
4 bd · 2 ba · 1,951 sqft · $298/sqft · 114 DOM
Sold · Nov ’25$290,000
1776 28TH AVENUE N · same community
4 bd · 2 ba · 1,682 sqft · $172/sqft · 331 DOM
Sold · Sep ’26$497,250
1632 27TH AVENUE N · same community
4 bd · 2 ba · 1,536 sqft · $324/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1646 28TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1646 28TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1646 28TH AVENUE N FAQs
What would the monthly payment be for 1646 28TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,677/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1646 28TH AVENUE N?+
The most recent tax bill on record (2025) was $7,381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1646 28TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $534,000, this home is listed about 26% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1646 28TH AVENUE N?+
Woodlawn Elementary School (elementary), St. Petersburg High School (high), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Jennifer Kowalski. MLS #TB8557248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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