CENTURY 21 Edge
$5,5003 bd2.5 ba2,998 sqft$2 /sqft≈$205 /mo all-in ↓

348 LARBOARD WAY, CLEARWATER, FL, 33767

Active11 days on marketListed Oct 14, 2026MLS #TB8557256

✦ Priced 99% below the CLEARWATER 33767 medianPrivate poolTownhouseDOLPHINS LANDING

About this home

348 LARBOARD WAY

Virtually Staged. **Experience refined coastal living in this elegant, architecturally rich townhouse on Island Estates.** From the moment you enter, soaring ceilings, custom lighting, rich espresso hardwood floors, crown molding, and stately pillars create a striking first impression. The open-concept layout centers around a chef’s kitchen featuring custom cabinetry, stainless steel appliances, a glass tile backsplash, and granite countertops. The spacious great room showcases beautiful architectural details and dramatic floor-to-ceiling retractable sliders that open to a private travertine courtyard and screened in private pool. The newer pool features LED lighting, and the courtyard offers plenty of room for outdoor furniture, dining, and relaxation. Upstairs, the primary suite is a true retreat with two walk-in closets, hardwood floors, and a private balcony showcasing tranquil water views and sunsets. The ensuite bath includes a Jacuzzi soaking tub, a large walk-in shower, elegant cabinetry, granite counters, and abundant storage. Two additional generously sized bedrooms share a beautifully finished Jack-and-Jill bath, and the laundry room is conveniently located on this level. Additional highlights include an oversized two-car garage ideal for kayaks, motorcycles, and water toys. This community provides lawn service, grounds maintenance, and exterior care. Residents also enjoy access to community fishing deck. While this property does not have a boat slip, there is a private marina available nearby. Located less than a mile from Clearwater’s world-famous sugar-sand beaches, Island Estates offers unmatched convenience with Publix, dining, banking, a post office, and fuel all within the neighborhood.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,998

Sqft

0.07 ac

Lot size

2

Garage

1998

Year built

Two

Levels

$2

Per sqft

Private poolFireplaceCity view

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Cooktop · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ViewCity
ParkingDriveway · Garage Door Opener · Ground Level

Community & fees

PetsNo
CommunityBuyer Approval Required

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$205 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$38
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $193Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $193
Interest rate7.50%
Loan term

Estimated payment

$205/mo

Principal & interest$38
FHA mortgage insurance (est.)$2
Est. property taxes$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clearwater actives

$2 vs $243

Days on market

11 vs 61 typical

Where $2/sqft sits among the 400 Clearwater actives

20 · this home
194
124
22
11
29
$2–126$126–251$251–376$376–500$500–625$625+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Island Estate

Drive times from this address

Tampa Int’l Airport (TPA)≈ 34 min
Downtown Tampa≈ 37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Island Estate — neighborhood snapshot

Population

2,783

Median age

62

Median income

$108,222

Median home value

$631,400

Avg household

2

Households w/ children

223

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced — 5.4 months of inventoryBuyer’s market

$328K → $324K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

222 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the CLEARWATER 33767 median. See the full Clearwater market guide →

Paper trail

This home's history

Oct 14, 2026Listed at $5,500 · 11 days on market since
1998Built · DOLPHINS LANDING

Reality check

What actually sold near 348 LARBOARD WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

331 CLEVELAND STREET UNIT 1204Sold · May ’26

$1,450,000

331 CLEVELAND STREET UNIT 1204

3 bd · 2.5 ba · 2,425 sqft · $598/sqft · 12 DOM

331 CLEVELAND STREET UNIT 1504Sold · Jun ’26

$1,695,000

331 CLEVELAND STREET UNIT 1504

3 bd · 2.5 ba · 2,425 sqft · $699/sqft · 1 DOM

620 BAYWAY BOULEVARDSold · Jul ’26

$1,070,000

620 BAYWAY BOULEVARD

3 bd · 3 ba · 2,269 sqft · $472/sqft · 119 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 348 LARBOARD WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 348 LARBOARD WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

348 LARBOARD WAY FAQs

What would the monthly payment be for 348 LARBOARD WAY?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $205/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 348 LARBOARD WAY?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $5,500, this home is listed about 98% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 348 LARBOARD WAY?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLEARWATER 33767 market on paper

$5,500 is 99% below the CLEARWATER 33767 median of $562,450, and at $2/sqft it sits under the Clearwater average of $295.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Michelle Chenault. MLS #TB8557256.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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