628 CLEVELAND STREET UNIT 1213, CLEARWATER, FL, 33755
Active11 days on marketListed Oct 12, 2026MLS #TB8557267
About this home
628 CLEVELAND STREET UNIT 1213
This great 2 bedroom 2 bathroom unit has been continually leased for the last 4 -5 years to same tenants and is a great investment, currently leased month to month however tenant wanting to stay and paying $3500 includes electricity. The HOA pays for wifi, pool, water and sewerage and external to condo maintenance. The condominium is almost 20 years young. In the heart of downtown Clearwater where a new city is being reborn. With a state of teh art gym room and clubroom, pool and bbq facilities. A great investment opportunity. A great place to live.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,541
Sqft
1.1 ac
Lot size
2008
Year built
One
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,003 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,003/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.6%
$/sqft vs Clearwater actives
$291 vs $245
Days on market
11 vs 61 typical
Where $291/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Downtown — neighborhood snapshot
Population
4,795
Median age
42
Median income
$42,329
Median home value
$99,860
Avg household
3
Households w/ children
369
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
237 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 628 CLEVELAND STREET UNIT 1213
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$530,000
628 CLEVELAND STREET UNIT 602 · same community
2 bd · 2 ba · 1,484 sqft · $357/sqft · 111 DOM
Sold · Jul ’26$520,000
628 CLEVELAND STREET UNIT 1104 · same community
3 bd · 2 ba · 1,636 sqft · $318/sqft · 65 DOM
Sold · May ’26$370,000
628 CLEVELAND STREET UNIT 1207 · same community
1 bd · 2 ba · 1,272 sqft · $291/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 628 CLEVELAND STREET UNIT 1213 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 628 CLEVELAND STREET UNIT 1213 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
628 CLEVELAND STREET UNIT 1213 FAQs
What would the monthly payment be for 628 CLEVELAND STREET UNIT 1213?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $5,003/mo — principal and interest, the actual property-tax bill, the $895/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 628 CLEVELAND STREET UNIT 1213?+
The association fee works out to $895 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 628 CLEVELAND STREET UNIT 1213?+
The most recent tax bill on record (2025) was $8,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 628 CLEVELAND STREET UNIT 1213?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $449,000, this home is listed about 50% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 628 CLEVELAND STREET UNIT 1213?+
Skycrest Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,000 runs 36% above the CLEARWATER 33755 median — but at 1,541 sqft it's also 21% larger than the typical Clearwater listing.
02City & Pool & Water views
The city and pool and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $895/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of STATION SQUARE REALTY LLC · Ray Cassano. MLS #TB8557267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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