3108 10TH STREET N, ST PETERSBURG, FL, 33704
Active5 days on marketListed Oct 16, 2026MLS #TB8557405
About this home
3108 10TH STREET N
WELCOME TO MAGNOLIA HEIGHTS—ONE OF ST. PETERSBURG'S HIDDEN GEM NEIGHBORHOODS! Bursting with charm, character, and personality, this adorable bungalow is the kind of home that simply makes you smile! Combining timeless appeal with thoughtful updates and an incredible outdoor living space, this home offers the perfect blend of comfort, character, and Florida living. Step inside and immediately feel at home! Beautiful hardwood floors add warmth and charm, while the open living and kitchen areas create an inviting atmosphere perfect for everyday living and entertaining. The updated kitchen features stone countertops, stainless steel appliances, and a functional layout that keeps everyone connected. The primary bedroom offers the comfort and convenience of its own en suite bathroom, while indoor laundry adds everyday practicality. Additional improvements include a metal roof, impact windows, and impact-rated sliding glass doors. But the real showstopper is just outside! Step through the sliders and discover your own private outdoor oasis, where a spacious covered deck creates an incredible extension of the living space. Whether you're enjoying your morning coffee, hosting friends for an evening gathering, or simply relaxing in the Florida sunshine, this outdoor retreat is sure to become your favorite place to unwind. Beautiful mature landscaping surrounds the property, creating a lush, tropical setting, while the fully fenced backyard provides privacy and plenty of room to enjoy the outdoors. Situated on a generous 50 x 125 lot, this property offers features that are increasingly hard to find, including convenient alley access, a rear driveway, and ample room to park your boat! An additional air-conditioned storage building provides valuable extra space for storage, hobbies, or creative pursuits. And let's talk about the location! Magnolia Heights is a charming, established neighborhood tucked away from the hustle and bustle, yet conveniently located just minutes from the excitement of downtown St. Petersburg. Enjoy an incredible selection of restaurants, local breweries, waterfront parks, museums, shopping, and entertainment. Everyday conveniences are equally accessible, including The Fresh Market, Rollin' Oats, Trader Joe's, and Publix, all just minutes away. Easy access to I-275 and the Tropicana Field area makes getting around St. Petersburg and the greater Tampa Bay area a breeze. CHARMING, CHEERFUL, AND FULL OF PERSONALITY! From the inviting interior and thoughtful improvements to the exceptional outdoor living space and generous lot, this Magnolia Heights bungalow is a special place to call HOME!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,150
Sqft
0.14 ac
Lot size
1950
Year built
One
Levels
$503
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,348 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,348/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.4%
$/sqft vs St Petersburg actives
$503 vs $323
Days on market
5 vs 66 typical
Where $503/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Magnolia Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Magnolia Heights — neighborhood snapshot
Population
1,733
Median age
41
Median income
$71,783
Median home value
$378,971
Avg household
2
Households w/ children
198
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3108 10TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$599,000
3008 JACKSON STREET N · same community
3 bd · 2.5 ba · 1,172 sqft · $511/sqft · 1 DOM
Sold · Mar ’26$555,000
1030 32ND AVENUE N · same community
2 bd · 1.5 ba · 1,074 sqft · $517/sqft · 33 DOM
Sold · May ’26$555,000
1100 32ND AVENUE N · same community
3 bd · 2 ba · 1,505 sqft · $369/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 3108 10TH STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3108 10TH STREET N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3108 10TH STREET N FAQs
What would the monthly payment be for 3108 10TH STREET N?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,348/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3108 10TH STREET N?+
The most recent tax bill on record (2025) was $3,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $579,000, this home is listed about 37% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3108 10TH STREET N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Becky McConnell. MLS #TB8557405.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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