3912 W CLEVELAND STREET, TAMPA, FL, 33609
Active2 days on marketListed Oct 16, 2026MLS #TB8557593
Come see it
Upcoming open house
Sun, Oct 18
11:00 AM – 1:00 PM
About this home
3912 W CLEVELAND STREET
Welcome to 3912 W Cleveland St, a beautifully refreshed 3-bedroom, 2-bathroom home offering 1,615 square feet of living space in the highly desirable Swann Estates neighborhood of South Tampa! Situated in a non-flood zone and zoned for the highly rated Plant High School district, this home combines thoughtful updates, functional living spaces, and an incredible backyard retreat. From the moment you arrive, you’ll notice the fresh landscaping, freshly painted front door, and brand-new mailbox. Step inside to a sunlit living room, where two secondary bedrooms and a beautifully renovated guest bathroom offer a welcoming space for family or guests. The nursery features a custom-built-in closet, adding both charm and functionality. Continue into the open-concept kitchen with an eat-in dining area and a brand-new butler’s pantry, all flowing seamlessly into the spacious family room—perfect for everyday living and entertaining. Just off the family room, the oversized primary suite offers a private retreat complete with a walk-in closet and en-suite bathroom. This home has been refreshed with fresh interior paint and an array of updates throughout, including new lighting, fixtures, sinks, curtain rods, ceiling fans, vent covers, electrical outlet covers, and more. Additional improvements include a brand-new dishwasher (2026), a new mini-split system in the primary bedroom (2026), a new roof (2025), and updated plumbing (2025). A dedicated laundry room and a two-car carport add everyday convenience. Step outside and discover your own private oasis! Enjoy the sparkling pool, relax beneath the covered patio, or entertain guests at the tiki bar. An outdoor shower, additional storage sheds, and low-maintenance turf complete this incredible outdoor space, creating the perfect setting for enjoying the Florida lifestyle year-round. With no previous hurricane damage, a non-flood-zone location, and an unbeatable South Tampa setting, this home is an exceptional opportunity to enjoy comfort, convenience, and outdoor living. The sellers are relocating, creating a rare opportunity to make this special property your own. Don’t miss your chance to call this South Tampa gem home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,615
Sqft
0.18 ac
Lot size
1961
Year built
One
Levels
$526
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,501 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,501/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.9%
$/sqft vs Tampa actives
$526 vs $289
Days on market
2 vs 61 typical
Where $526/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Swann Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Swann Estates — neighborhood snapshot
Population
1,862
Median age
38
Median income
$133,336
Median home value
$787,876
Avg household
2
Households w/ children
286
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
245 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3912 W CLEVELAND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,450,000
3914 W CLEVELAND STREET · same community
4 bd · 3.5 ba · 3,159 sqft · $459/sqft · 124 DOM
Sold · Apr ’26$975,000
4215 W PALMIRA AVENUE
3 bd · 2 ba · 1,615 sqft · $604/sqft · 2 DOM
Sold · Apr ’26$904,500
2908 W SAN ISIDRO STREET
3 bd · 2 ba · 1,624 sqft · $557/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3912 W CLEVELAND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3912 W CLEVELAND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3912 W CLEVELAND STREET FAQs
What would the monthly payment be for 3912 W CLEVELAND STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,501/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3912 W CLEVELAND STREET?+
The most recent tax bill on record (2025) was $5,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3912 W CLEVELAND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $850,000, this home is listed about 95% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3912 W CLEVELAND STREET?+
Grady Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$850,000 runs 70% above the TAMPA 33609 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Tampa market that averages 61 — if it fits, move quickly.
04Strong assigned schools
Grady Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Haley Lieberman. MLS #TB8557593.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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