420 N BAYSHORE BOULEVARD UNIT 104, CLEARWATER, FL, 33759
Active9 days on marketListed Oct 14, 2026MLS #TB8557616
About this home
420 N BAYSHORE BOULEVARD UNIT 104
LOCATION, LIFESTYLE & FLORIDA CHARM — ALL IN ONE! Welcome to Harbour Towne Condominiums, where convenience meets the relaxed Florida lifestyle! Ideally situated along the Clearwater side of the Courtney Campbell Causeway, just minutes from charming downtown Safety Harbor, this cozy studio condo offers the perfect opportunity to enjoy everything the Tampa Bay area has to offer. LOVE THE OUTDOORS? YOU’RE IN THE RIGHT PLACE! With the scenic Ream Wilson Trail and Bayshore Boulevard nearby, walking, biking, and enjoying Florida’s beautiful weather can become part of your everyday routine. Harbour Towne offers beautifully maintained green spaces and an impressive selection of community amenities, including a sparkling swimming pool, tennis and pickleball courts, a clubhouse with kitchen, fitness center, and on-site management. LOCATION IS EVERYTHING! Enjoy easy access to Tampa, St. Petersburg, two international airports, the delightful shops and restaurants of downtown Safety Harbor, and the world-famous sugar-white sands of Clearwater Beach. Whether you’re searching for a full-time residence, seasonal Florida escape, or an investment opportunity with leasing subject to association approval, this studio offers flexibility in a fantastic location. YOUR PIECE OF FLORIDA PARADISE IS WAITING — COME EXPERIENCE THE HARBOUR TOWNE LIFESTYLE!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
550
Sqft
6 ac
Lot size
1982
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$824 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$824/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.8%
$/sqft vs Clearwater actives
$162 vs $248
Days on market
9 vs 61 typical
Where $162/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33759 — neighborhood snapshot
Population
17,647
Median age
45.5
Median income
$63,804
Median home value
$295,000
Avg household
2.23
Households w/ children
1,632
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the CLEARWATER 33759 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 420 N BAYSHORE BOULEVARD UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$97,500
380 N BAYSHORE BOULEVARD UNIT 204 · same community
1 bd · 1 ba · 550 sqft · $177/sqft · 106 DOM
Sold · May ’26$99,000
200 N BAYSHORE BOULEVARD UNIT 105 · same community
1 bd · 1 ba · 550 sqft · $180/sqft · 112 DOM
Sold · Nov ’25$122,000
230 N BAYSHORE BOULEVARD UNIT 103 · same community
0 bd · 1 ba · 550 sqft · $222/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 420 N BAYSHORE BOULEVARD UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 420 N BAYSHORE BOULEVARD UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
420 N BAYSHORE BOULEVARD UNIT 104 FAQs
What would the monthly payment be for 420 N BAYSHORE BOULEVARD UNIT 104?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $824/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 420 N BAYSHORE BOULEVARD UNIT 104?+
The most recent tax bill on record (2025) was $167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 420 N BAYSHORE BOULEVARD UNIT 104?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $89,000, this home is listed about 70% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 420 N BAYSHORE BOULEVARD UNIT 104?+
McMullen-Booth Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Lucile Casey LLC. MLS #TB8557616.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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