10216 REGAL DRIVE UNIT 404, LARGO, FL, 33774
Active5 days on marketListed Oct 16, 2026MLS #TB8557781
About this home
10216 REGAL DRIVE UNIT 404
Enjoy the best of WATERFRONT LIVING in this inviting fourth-floor residence in the sought-after Imperial Point community, featuring close-up views of the Intracoastal Waterway. This spacious two-bedroom, two-bathroom condo offers 1,100 square feet of comfortable living space, complemented by luxury vinyl plank flooring throughout. The open-concept floor plan creates an easy flow between the living and dining areas, while the private balcony provides the perfect spot to enjoy coastal breezes, morning coffee, and the ever-changing waterfront scenery. The generously sized primary suite offers a relaxing retreat, complete with a walk-in closet, direct balcony access, and an en-suite bathroom. A spacious guest bedroom and second full bath provide additional comfort and convenience. The well-appointed kitchen features updated ample cabinetry and counter space. The condo is move-in ready, with the Milestone Inspection completed, all assessments paid in full, and required updates finalized, offering added peace of mind to the next owner. Convenience is at your doorstep, with the community’s exceptional amenities all within close proximity of the condo building. Residents enjoy two swimming pools, including a heated Olympic-sized pool and a separate south pool designated for adults, two clubhouses, a 24-hour fitness center, billiards room, library, ping pong, tennis courts, pickleball courts, shuffleboard, outdoor grills, and a playground. Waterfront enthusiasts will appreciate the community boat ramp and fishing dock. Additional conveniences include two community laundry rooms on every floor, individual storage lockers, one reserved under-building parking space, and ample guest parking. Located just over one mile from the world-renowned Gulf beaches, Imperial Point offers a vibrant coastal lifestyle with an abundance of recreation and relaxation right outside your door. Don't miss this opportunity to enjoy waterfront views, an amenity-rich community, and the convenience of a prime location. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
0 ac
Lot size
1975
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,408 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,408/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.2%
$/sqft vs Largo actives
$286 vs $221
Days on market
5 vs 55 typical
Where $286/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10216 REGAL DRIVE UNIT 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$217,000
10215 REGAL DRIVE UNIT 14 · same community
2 bd · 2 ba · 1,105 sqft · $196/sqft · 283 DOM
Sold · Jul ’26$200,000
10351 REGAL DRIVE UNIT 18 · same community
2 bd · 2 ba · 1,225 sqft · $163/sqft · 76 DOM
Sold · Aug ’26$184,500
10280 IMPERIAL POINT DRIVE W UNIT 21 · same community
1 bd · 1.5 ba · 958 sqft · $193/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10216 REGAL DRIVE UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10216 REGAL DRIVE UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10216 REGAL DRIVE UNIT 404 FAQs
What would the monthly payment be for 10216 REGAL DRIVE UNIT 404?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,408/mo — principal and interest, the actual property-tax bill, the $814/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10216 REGAL DRIVE UNIT 404?+
The association fee works out to $814 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10216 REGAL DRIVE UNIT 404?+
The most recent tax bill on record (2025) was $1,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10216 REGAL DRIVE UNIT 404?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $315,000, this home is listed about 13% above the Largo median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10216 REGAL DRIVE UNIT 404?+
Anona Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$315,000 runs 20% above the LARGO 33774 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $814/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 5 days on market in a Largo market that averages 55 — if it fits, move quickly.
05Strong assigned schools
Anona Elementary School, Seminole Middle School, Largo High School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Teri Abrahamson. MLS #TB8557781.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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