9220 132ND STREET, SEMINOLE, FL, 33776
Pending6 days on marketListed Oct 16, 2026MLS #TB8557841
About this home
9220 132ND STREET
Virtually Staged. One-story 4-bedroom, 2-bath home in the Oak Tree Highlands subdivision of Seminole, with approximately 1,912 sq ft of heated living area. Open living room and dining room combination and a kitchen with stone counters. Master bedroom with a closet and en-suite bathroom, plus three additional bedrooms. Crown molding and ceiling fans. Central heat and air conditioning. Attached two-car garage. Private pool with above-ground spa. Screened porch. County permit records show roof and heating/air permits in 2020, a pool permit in 2021 and solar panel permits in 2022. Solar panels are leased, and the lease must convey with the property. Convenient to Gulf beaches, Seminole schools, and nearby shopping and grocery stores.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,912
Sqft
0.25 ac
Lot size
2
Garage
1976
Year built
One
Levels
$458
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,774 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,774/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.2%
$/sqft vs Seminole actives
$458 vs $253
Days on market
6 vs 51 typical
Where $458/sqft sits among the 343 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Tree Highlands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Oak Tree Highlands — neighborhood snapshot
Population
913
Median age
47
Median income
$113,550
Median home value
$426,200
Avg household
3
Households w/ children
101
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
185 of 343
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9220 132ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$550,000
7525 PESCADOR PLACE
3 bd · 2 ba · 1,912 sqft · $288/sqft · 4 DOM
Sold · Jun ’26$625,000
7265 122ND WAY
3 bd · 2 ba · 1,884 sqft · $332/sqft · 61 DOM
Sold · Apr ’26$829,000
13956 80TH AVENUE
4 bd · 3 ba · 1,969 sqft · $421/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 9220 132ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9220 132ND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9220 132ND STREET FAQs
What would the monthly payment be for 9220 132ND STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,774/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9220 132ND STREET?+
The most recent tax bill on record (2025) was $9,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $876,000, this home is listed about 138% above the Seminole median of $367,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9220 132ND STREET?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$876,000 runs 88% above the SEMINOLE 33776 median — but at 1,912 sqft it's also 43% larger than the typical Seminole listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Seminole market that averages 51 — if it fits, move quickly.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8557841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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