2221 NORWEGIAN DRIVE UNIT 27, CLEARWATER, FL, 33763
Active19 days on marketListed Oct 19, 2026MLS #TB8557843
About this home
2221 NORWEGIAN DRIVE UNIT 27
Enjoy the Florida lifestyle in this spacious 1,400 SQ. FT., 2-bed, 2-bath, second-floor condominium with elevator access, located in the desirable ON TOP OF THE WORLD 55+ COMMUNITY in Clearwater! Located in the desirable QUEEN VICTORIA Building, constructed in 1994, within one of the newer sections of On Top of the World. Nestled in a quiet, low-traffic area of the community, JUST STEPS FROM SCENIC HARBOR LAKE, this residence features BEAUTIFUL WATER VIEWS from the living area and lovely GARDEN VIEWS from the kitchen. Step inside to discover a bright and spacious floor plan featuring luxury vinyl plank flooring in the main living area, NEW HURRICANE-RATED WINDOWS, an A/C SYSTEM REPLACED IN 2015, and a WATER HEATER REPLACED IN 2024. Generously sized living spaces provide plenty of room for relaxing, entertaining, or simply enjoying the views and natural light. THE WASHER AND DRYER ARE INCLUDED, and a PRIVATE STORAGE UNIT CONVENIENTLY LOCATED DOWN THE HALL provides additional storage space. The PEACEFUL WATERSIDE SETTING is one of the highlights of this location. Imagine starting your morning with a cup of coffee overlooking Harbor Lake, taking a leisurely stroll along the water, or simply relaxing and enjoying the beautiful surroundings. The community also features a BOAT LOUNGE, kayaking opportunities, and scenic waterfront gathering areas, offering wonderful ways to enjoy the outdoors and Florida sunshine. ASSIGNED PARKING and convenient guest parking add to the ease of everyday living. Beyond your front door, On Top of the World offers an exceptional RESORT-STYLE, ACTIVE ADULT LIFESTYLE with an impressive selection of amenities, including TWO GOLF COURSES (9-HOLE AND 18-HOLE) WITH COMPLIMENTARY GOLF FOR ELIGIBLE RESIDENT OWNERS, two swimming pools, a fitness center, tennis and pickleball courts, a dog park, hobby studios, scenic walking areas, picnic pavilions, and EV CHARGING STATIONS. Residents can enjoy a variety of clubs, fitness classes, dancing, billiards, entertainment, and social activities. The on-site GOOD KARMA CAFÉ offers convenient take-and-bake meals and snacks, and the community even publishes ITS OWN NEWSPAPER, keeping residents informed about upcoming events, activities, and community news. The MONTHLY CONDOMINIUM FEE INCLUDES INTERNET, CABLE TV, WATER, SEWER, TRASH, EXTERIOR BUILDING MAINTENANCE, GROUNDS MAINTENANCE, PEST CONTROL, RECREATIONAL FACILITIES, and more! Conveniently located near CLEARWATER'S BEAUTIFUL BEACHES, CHARMING DOWNTOWN DUNEDIN, SHOPPING, RESTAURANTS, AND MEDICAL FACILITIES, this community offers easy access to everything that makes Florida living so enjoyable. Whether you're searching for a full-time residence or a seasonal Florida retreat, this condominium offers SPACE, COMFORT, BEAUTIFUL WATER VIEWS, AND AN ACTIVE COMMUNITY LIFESTYLE. Come discover all that On Top of the World has to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,400
Sqft
5.74 ac
Lot size
1994
Year built
One
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,180 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.6%
$/sqft vs ON TOP OF THE WORLD
$143 vs $143
Days on market
19 vs 55 typical
Where $143/sqft sits among the 241 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
On Top Of The World — neighborhood snapshot
Population
5,689
Median age
67
Median income
$51,862
Median home value
$191,297
Avg household
2
Households w/ children
361
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
105 of 241
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2221 NORWEGIAN DRIVE UNIT 27
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$155,000
2071 AUSTRALIA WAY W UNIT 37 · same community
2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM
Sold · Jul ’26$225,000
2222 NORWEGIAN DRIVE UNIT 48 · same community
2 bd · 2 ba · 1,400 sqft · $161/sqft · 10 DOM
Sold · Dec ’25$269,900
2379 FINLANDIA LANE UNIT 21 · same community
2 bd · 2 ba · 1,400 sqft · $193/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2221 NORWEGIAN DRIVE UNIT 27 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2221 NORWEGIAN DRIVE UNIT 27 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2221 NORWEGIAN DRIVE UNIT 27 FAQs
What would the monthly payment be for 2221 NORWEGIAN DRIVE UNIT 27?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,180/mo — principal and interest, the actual property-tax bill, the $502/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2221 NORWEGIAN DRIVE UNIT 27?+
The association fee works out to $502 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2221 NORWEGIAN DRIVE UNIT 27?+
The most recent tax bill on record (2025) was $690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2221 NORWEGIAN DRIVE UNIT 27?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $199,900, this home is listed about 33% below the Clearwater median of $299,737. The market section on this page shows how the area is trending.
Which schools are assigned to 2221 NORWEGIAN DRIVE UNIT 27?+
Leila Davis Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$199,900 runs 25% above the CLEARWATER 33763 median.
02Garden & Trees/Woods & Water views
The garden and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $502/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Leila Davis Elementary School, Countryside High School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Bettina Reisenauer-Grimsley. MLS #TB8557843.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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