14161 HETRICK CIRCLE N, LARGO, FL, 33774
Active6 days on marketListed Oct 15, 2026MLS #TB8558176
About this home
14161 HETRICK CIRCLE N
Virtually Staged. Short Sale. RARE PINELLAS POOL HOME WITH NO HOA AND NON-FLOOD ZONE X. Welcome to your private coastal retreat perfectly situated in central Largo. Offering the ultimate Florida lifestyle with total financial peace of mind, this 3-bedroom, 2-bathroom, 1,424-square-foot block home requires NO FLOOD INSURANCE and has ZERO HOA restrictions. Inside, you will find a bright, open, and highly functional split-bedroom layout designed for comfortable everyday living. The main living areas feature easy-to-maintain tile flooring, elegant crown molding, and custom plantation shutters that allow abundant natural light to fill the space. The well-equipped kitchen provides solid wood cabinetry, a crisp white tile backsplash, and a complete suite of stainless steel appliances. The primary suite acts as a true retreat, offering warm wood-look floors and ample space to unwind. The focal point of this property is the expansive outdoor living area. Step through the sliding glass doors into a massive, shaded screened lanai that flows seamlessly into an oversized, fully fenced backyard. The centerpiece is a pristine IN-GROUND PRIVATE POOL surrounded by a spacious sun deck and accented by a custom coastal surfboard mural. Located to maximize everyday convenience, you are just around the corner from the Southwest Recreation Complex's Olympic-size swimming pool and lighted tennis courts, and under 10 minutes from the soft sands of the Gulf Beaches. Schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,424
Sqft
0.17 ac
Lot size
2
Garage
1977
Year built
One
Levels
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,778 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,778/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Largo actives
$386 vs $222
Days on market
6 vs 55 typical
Where $386/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 14161 HETRICK CIRCLE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,180,000
19418 GULF BOULEVARD UNIT 207
3 bd · 2 ba · 1,425 sqft · $828/sqft · 180 DOM
Sold · May ’26$1,060,000
19418 GULF BOULEVARD UNIT 204
3 bd · 2 ba · 1,425 sqft · $744/sqft · 14 DOM
Sold · Dec ’25$1,255,000
19418 GULF BOULEVARD UNIT 407
3 bd · 2 ba · 1,425 sqft · $881/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 14161 HETRICK CIRCLE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14161 HETRICK CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14161 HETRICK CIRCLE N FAQs
What would the monthly payment be for 14161 HETRICK CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,778/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14161 HETRICK CIRCLE N?+
The most recent tax bill on record (2026) was $7,188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $550,000, this home is listed about 97% above the Largo median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14161 HETRICK CIRCLE N?+
Anona Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$550,000 runs 110% above the LARGO 33774 median — but at 1,424 sqft it's also 19% larger than the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Largo market that averages 55 — if it fits, move quickly.
04Strong assigned schools
Anona Elementary School, Seminole Middle School, Largo High School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Roxanne Mestre. MLS #TB8558176.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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