
498 STREMMA ROAD, LARGO, FL, 33770
Active0 days on marketListed Oct 21, 2026MLS #TB8558222
About this home
498 STREMMA ROAD
ONE OF A KIND PROPERTY! TWO BUILDINGS ON TWO LOTS (105x150ft) – You Can Separate or Keep Combined! TWO DWELLING UNITS – 1st BUILDING/MAIN HOUSE 3BR/1BA/919sqft. 2nd BUILDING – 1BR/252sqft. TUFF SHED w/ electric and plumbing 144sqft. *20ft ABOVE GROUND POOL* w/ DECK. Plus a Storage Shed. SO MANY FEATURES! Oversized 105x150 lot gives you plenty of room for multiple vehicles, boats, campers, trailers. FULLY FENCED for your pets to roam. Sits on .36 acres of land can be subdivided into two separate dwellings. NO HOA, NO CDD, NO FLOOD ZONE. The thoughtful arrangement is PERFECT FOR MULTI-GENERATIONAL LIVING offering a PRIVATE SETUP that works beautifully as an IN-LAW SUITE or a dedicated RETREAT FOR A TEEN OR TWENTY-SOMETHING. This design provides distinct, comfortable spaces for both hosting extended family and ensuring daily privacy. 4 bedrooms, 1 bathroom, 1 carport with 1171sqft living total. PLUS FRAMED IN AREA already plumbed FOR A 2nd BATHROOM. This is an incredible OPPORTUNITY TO CUSTOMIZE A PROPERTY and make it truly your own while enjoying plenty of built-in potential. This MAIN HOME provides the perfect canvas to add your own personal style and touches. The open kitchen with comfortable size eat-in space overlooks the spacious living room. All bedrooms are generous in size with plenty of closet space. Plus a convenient INSIDE UTILITY ROOM. Neutral color tile throughout. Endless possibilities! Excellent location! In up and coming Horizon West Bay Down-town corridor, makes it a must-see for savvy buyers ready to act fast. in an area with many attractions including; walkability, convenience and entertainment. **In addition- THE FINANCIAL GAME CHANGER: Private Income Suite Potential - The true brilliance of this property lies in the ultra-versatile potential mother-in-law or rental Suite in featuring its own private entrance and FRAMED FOR dedicated full bath, this space offers immediate flexibility: Income Generator: Rent it out to substantially offset your mortgage, turning your residence into a high-performing asset. Multi-Generational Living: A private, comfortable Mother-in-Law suite. Perfect Guest or 3rd Bedroom Suite (with existing third bedroom usage). Quiet location on a well kept street. You'll be within walking distance of newly revitalized downtown Largo with tons of activities and shops, and just 3 miles to the WORLD FAMOUS BEACHES of Pinellas County! Close to public transportation, shopping, dining, Largo Central Park. One block away to city park with fishing pond and playground. This is the move-in-ready, possible income-generating home you've been waiting for.
Facts & features
The home at a glance
4
Bedrooms
1
Bathrooms
1,134
Sqft
0.36 ac
Lot size
1960
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,052 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,052/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.8%
Days on market
0 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kakusha
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Kakusha — neighborhood snapshot
Population
3,233
Median age
46
Median income
$46,278
Median home value
$33,695
Avg household
2
Households w/ children
360
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 498 STREMMA ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 498 STREMMA ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
498 STREMMA ROAD FAQs
What would the monthly payment be for 498 STREMMA ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,052/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 498 STREMMA ROAD?+
The most recent tax bill on record (2025) was $4,462. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $344,900, this home is listed about 24% above the Largo median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 498 STREMMA ROAD?+
Largo High School (high), Mildred Helms Elementary School (elementary), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$344,900 runs 101% above the LARGO 33770 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Largo market that averages 55 — if it fits, move quickly.
04Strong assigned schools
Largo High School, Mildred Helms Elementary School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX REALTEC GROUP INC · Bradley Uline. MLS #TB8558222.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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