354 MONTGOMERY AVENUE, SARASOTA, FL, 34243
Active10 days on marketListed Oct 15, 2026MLS #TB8558285
About this home
354 MONTGOMERY AVENUE
FULLY FURNISHED COASTAL PARADISE IN SARASOTA! Discover this beautifully decorated two-story home featuring 3 bedrooms, 2.5 bathrooms, a private screened-in pool, and a two-car garage. Designed with charming beach-inspired decor, coastal furnishings, nautical accents, and relaxing ocean-inspired colors, this home offers the perfect Florida lifestyle. ALL EXISTING FURNITURE AND DECOR ARE INCLUDED IN THE SALE! Step inside to enjoy soaring ceilings, abundant natural light, spacious living and dining areas, and beautiful tile flooring. The kitchen features elegant cabinetry, stainless steel appliances, generous counter space, and a breakfast bar. Additional highlights include comfortable bedrooms, a versatile game room, and a dedicated laundry room. YOUR PRIVATE BACKYARD OASIS AWAITS! Enjoy a sparkling screened-in swimming pool, perfect for pool volleyball and basketball! Relax or entertain on the spacious covered patio and expansive paver deck, surrounded by tropical landscaping and a fully fenced backyard offering privacy. Conveniently located near Sarasota Bay, Gulf Coast beaches, shopping, dining, and Sarasota Bradenton International Airport. FULLY FURNISHED, BEAUTIFULLY DECORATED, AND READY TO ENJOY! SCHEDULE YOUR PRIVATE SHOWING TODAY!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,986
Sqft
0.27 ac
Lot size
2
Garage
1976
Year built
Two
Levels
$317
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,841 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,841/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.2%
$/sqft vs Sarasota actives
$317 vs $293
Days on market
10 vs 74 typical
Where $317/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34243 — neighborhood snapshot
Population
31,773
Median age
51.4
Median income
$79,799
Median home value
$395,000
Avg household
2.26
Households w/ children
2,313
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
192 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the SARASOTA 34243 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 354 MONTGOMERY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$835,000
608 69TH AVENUE W · same community
3 bd · 2 ba · 2,450 sqft · $341/sqft · 312 DOM
Sold · Jul ’26$415,000
7230 SHEPHERD STREET
3 bd · 3 ba · 2,000 sqft · $208/sqft · 207 DOM
Sold · Dec ’25$499,000
337 SOMERSET AVENUE
3 bd · 2 ba · 2,054 sqft · $243/sqft · 190 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 354 MONTGOMERY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 354 MONTGOMERY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
354 MONTGOMERY AVENUE FAQs
What would the monthly payment be for 354 MONTGOMERY AVENUE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,841/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 354 MONTGOMERY AVENUE?+
The most recent tax bill on record (2025) was $5,761. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 354 MONTGOMERY AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $630,000, this home is listed about 15% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 354 MONTGOMERY AVENUE?+
Braden River High School (high), Braden River Middle School (middle), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$630,000 runs 94% above the SARASOTA 34243 median — but at 1,986 sqft it's also 19% larger than the typical Sarasota listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Braden River High School, Braden River Middle School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX BAYSIDE REALTY LLC · Zamira Fernandez-Perez. MLS #TB8558285.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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