CENTURY 21 Edge
$9,500≈$234 /mo all-in ↓

105 SUWANNEE LANE, LAKE PLACID, FL, 33852

Active0 days on marketListed Oct 15, 2026MLS #TB8558396

✦ Priced 37% below the LAKE PLACID 33852 medianSUN N LAKES

About this home

105 SUWANNEE LANE

Discover the potential of this 0.22-acre vacant residential lot located at 105 Suwannee Lane in the Sun N Lakes community of Lake Placid, Florida. Offering approximately 9,625 square feet with 77 feet of road frontage and 125 feet of depth, this wooded parcel presents an excellent opportunity for buyers looking to invest in vacant land or explore future residential development. Situated in a peaceful neighborhood surrounded by natural Florida vegetation, the property offers a quiet setting while remaining within convenient driving distance of Lake Placid's shopping, dining, recreational lakes, fishing, and outdoor activities. The parcel is located in Flood Zone X and carries AU (Agricultural District) zoning. Buyers are encouraged to verify building eligibility, zoning requirements, utilities, road conditions, setbacks, and any applicable restrictions with Highlands County. Cash Purchase only, Buyer Pays Closing costs

Facts & features

The home at a glance

0.22 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$168/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$234 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$56
FHA mortgage insurance (est.)$4
Property tax — 2025 actual bill$14
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $333Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $333
Interest rate6.00%
Loan term

Estimated payment

$234/mo

Principal & interest$56
FHA mortgage insurance (est.)$4
Property taxes (actual bill)$14
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lake Placid

Get to know Lake Placid. See the full Lake Placid guide →

LAKE PLACID 33852 — neighborhood snapshot

Population

21,630

Median age

54.8

Median income

$54,841

Median home value

$205,800

Avg household

2.16

Households w/ children

1,979

For the school run

Highlands County School District

MiddleLake Placid Middle School★★★★★
HighLake Placid High School★★★★★
ElementaryLake Placid Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Placid market

Seller’s marketLeans buyer — 9.3 months of inventoryBuyer’s market

$315K → $440K

Lake Placid median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the LAKE PLACID 33852 median. See the full Lake Placid market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $9,500 · 0 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 105 SUWANNEE LANE — start here.

CallText
dashawn.lewis@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 105 SUWANNEE LANE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

105 SUWANNEE LANE FAQs

What would the monthly payment be for 105 SUWANNEE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $234/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 105 SUWANNEE LANE?+

The most recent tax bill on record (2025) was $168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Placid?+

At $9,500, this home is listed about 97% below the Lake Placid median of $279,450. The market section on this page shows how the area is trending.

Which schools are assigned to 105 SUWANNEE LANE?+

Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LAKE PLACID 33852 market on paper

$9,500 is 37% below the LAKE PLACID 33852 median of $15,000.

02Fresh on the market

Listed today in a Lake Placid market that averages 67 — if it fits, move quickly.

03Strong assigned schools

Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FIELDS OF PROSPER LLC · Clarence Fields. MLS #TB8558396.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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