490 82ND AVENUE, ST PETE BEACH, FL, 33706
Active0 days on marketListed Oct 21, 2026MLS #TB8558533
About this home
490 82ND AVENUE
Beachside pool home with NO HOA, just minutes from the sugar sand beaches of St. Pete Beach. This 3 bedroom, 2 bath home offers 1,396 sq ft of living space, a private inground pool and an attached 1 car garage on a 0.15 acre lot. Major updates completed in 2025 include a new roof, new electrical, new AC, new cabinets and new flooring. Relax by the pool in your private backyard, and use the garage for beach gear, kayaks or a golf cart. Bike or golf cart to Upham Beach sunsets, Blind Pass, Corey Avenue shops and dining, and the Sunday Morning Market. Currently leased through April 2027 to a great tenant, making this an ideal investment with income in place or a future second home. Easy access to downtown St. Petersburg and Tampa International Airport.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,396
Sqft
0.15 ac
Lot size
1
Garage
1969
Year built
One
Levels
$430
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,630 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,630/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.9%
$/sqft vs St Pete Beach actives
$430 vs $483
Days on market
0 vs 81 typical
Where $430/sqft sits among the 165 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blind Pass
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Blind Pass — neighborhood snapshot
Population
1,773
Median age
61
Median income
$100,398
Median home value
$506,650
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
83 of 165
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 490 82ND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$325,000
8075 GULF BOULEVARD · same community
3 bd · 1.5 ba · 1,366 sqft · $238/sqft · 186 DOM
Sold · Apr ’26$506,000
450 81ST AVENUE · same community
3 bd · 2 ba · 1,469 sqft · $344/sqft · 164 DOM
Sold · Feb ’26$335,000
8175 GULF BOULEVARD · same community
2 bd · 2 ba · 1,143 sqft · $293/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 490 82ND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 490 82ND AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
490 82ND AVENUE FAQs
What would the monthly payment be for 490 82ND AVENUE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,630/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 490 82ND AVENUE?+
The most recent tax bill on record (2025) was $5,635. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $599,999, this home is listed about 11% above the St Pete Beach median of $540,000. The market section on this page shows how the area is trending.
Which schools are assigned to 490 82ND AVENUE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,999 runs 30% above the ST PETE BEACH 33706 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a St Pete Beach market that averages 81 — if it fits, move quickly.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of STAR BAY REALTY CORP. · Jennifer Franco. MLS #TB8558533.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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