CENTURY 21 Edge
$1,449,9006 bd7 ba5,861 sqft$247 /sqft≈$12,487 /mo all-in ↓

832 MANNS HARBOR DRIVE, APOLLO BEACH, FL, 33572

Active8 days on marketListed Oct 15, 2026MLS #TB8558634

Private poolSingle Family ResidenceMIRABAY PH 3C-3

About this home

832 MANNS HARBOR DRIVE

Sun-filled days by the pool. Dinner from your outdoor kitchen. Evenings gathered around the gas fire pit with conservation land as your backdrop. Welcome to 832 Manns Harbor, where luxurious living and the Florida lifestyle come together in Apollo Beach’s sought-after MiraBay community. With six bedrooms, five full bathrooms, and two half bathrooms, this expansive residence offers generous spaces to come together and private places to recharge. Soaring 12-foot ceilings and an open floor plan connect the spacious living and dining areas to an extraordinary outdoor retreat, making everything from casual weekends to memorable celebrations feel effortless. Outside, a sprawling saltwater pool and spa with a custom rock grotto take center stage. A fully equipped outdoor kitchen, expansive patios, and gas fire pit create inviting spaces for swimming, dining, and unwinding under the stars. Positioned on an extra-large lot backing to lush conservation, the home enjoys a beautiful natural setting and added backyard privacy. The gourmet kitchen features high-end appliances and ample counter space for preparing meals while staying connected to the conversation. The first-floor primary suite offers a peaceful escape with private pool access, a spa-like bathroom, and a brand-new custom-built closet. A separate first-floor guest suite provides comfortable accommodations, while a large office with its own exterior entrance offers a dedicated space for work or creative pursuits. Upstairs, an oversized loft opens the possibilities for games, lounging, or an additional gathering space, while the dedicated theater room sets the stage for immersive movie nights. Laundry rooms on both floors bring everyday convenience, complemented by solar panels and a whole-home reverse osmosis water system. Beyond your backyard, MiraBay extends the coastal lifestyle with a clubhouse, fitness center, and community lagoon access for kayaking and paddleboarding. Community boating facilities also include a boat lift and boat ramp, subject to district registration requirements and use restrictions; the ramp serves vessel delivery, maintenance, and emergency needs rather than daily launching. From your first morning swim to the last conversation around the fire, 832 Manns Harbor offers a home designed to make every day feel special. Schedule your private showing and discover your next chapter of Florida living.

Facts & features

The home at a glance

6

Bedrooms

7

Bathrooms

5,861

Sqft

0.48 ac

Lot size

3

Garage

2021

Year built

Two

Levels

$247

Per sqft

Private poolTrees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Gas Cooktop · Kitchen Reverse Osmosis System · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Stem Wall
ViewTrees/Woods
FacesEast
ExteriorAwning(s) · Fire Pit · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Smart Lock(s) · Storage

Community & fees

HOA fee$16/mo
Taxes (2025)$31,717/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,487 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$9,124
PMI (est., until 20% equity)$544
Property tax — 2025 actual bill$2,643
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $144,990Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $144,990
Interest rate7.50%
Loan term

Estimated payment

$12,487/mo

Principal & interest$9,124
PMI (est., until 20% equity)$544
Property taxes (actual bill)$2,643
HOA / condo fee$16
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$1.4MedgeAI estimate $2,084,806 · range $1.9M–$2.3M$2.4M

vs edgeAI estimate

−30.5%

$/sqft vs Apollo Beach actives

$247 vs $219

Days on market

8 vs 74 typical

Where $247/sqft sits among the 345 Apollo Beach actives

119
116 · this home
28
25
18
39
$142–198$198–254$254–310$310–366$366–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Drive times from this address

Downtown Tampa≈ 35 min
Tampa Int’l Airport (TPA)≈ 48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$460K → $466K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

201 of 345

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 247% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $1,449,900 · 8 days on market since
2021Built · MIRABAY PH 3C-3

Reality check

What actually sold near 832 MANNS HARBOR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

813 MANNS HARBOR DRIVESold · May ’26

$2,617,770

813 MANNS HARBOR DRIVE · same community

4 bd · 3.5 ba · 4,640 sqft · $564/sqft · 44 DOM

826 MANNS HARBOR DRIVESold · Apr ’26

$1,125,000

826 MANNS HARBOR DRIVE · same community

4 bd · 4.5 ba · 4,162 sqft · $270/sqft · 30 DOM

851 MANNS HARBOR DRIVESold · Jun ’26

$1,950,000

851 MANNS HARBOR DRIVE · same community

5 bd · 4.5 ba · 3,985 sqft · $489/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 832 MANNS HARBOR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 832 MANNS HARBOR DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

832 MANNS HARBOR DRIVE FAQs

What would the monthly payment be for 832 MANNS HARBOR DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $12,487/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 832 MANNS HARBOR DRIVE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 832 MANNS HARBOR DRIVE?+

The most recent tax bill on record (2025) was $31,717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 832 MANNS HARBOR DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,449,900, this home is listed about 207% above the Apollo Beach median of $471,890. The market section on this page shows how the area is trending.

Which schools are assigned to 832 MANNS HARBOR DRIVE?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,449,900 runs 247% above the APOLLO BEACH 33572 median — but at 5,861 sqft it's also nearly 3 times the size of the typical Apollo Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Aaron Barker. MLS #TB8558634.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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832 MANNS HARBOR DRIVE, APOLLO BEACH, FL — 6 Bed, 7 Bath — $1,449,900 | CENTURY 21 Edge