CENTURY 21 Edge
$825,0004 bd2.5 ba2,711 sqft$304 /sqft≈$6,139 /mo all-in ↓

1416 E EMMA STREET, TAMPA, FL, 33603

Active9 days on marketListed Oct 15, 2026MLS #TB8558635

✦ New constructionSingle Family ResidenceNEBRASKA HEIGHTS

About this home

1416 E EMMA STREET

Virtually Staged. Under Construction. A refreshing departure from the ordinary, where distinctive architecture, thoughtful design, and understated luxury take center stage. Introducing The Emma Residences, an exclusive collection of just two designer homes in Southeast Seminole Heights. Reimagining the modern farmhouse with an elevated aesthetic and timeless character, these residences offer something rare in new construction: individuality, architectural presence, and design that feels anything but conventional. From the moment you arrive, the difference is undeniable. A charming covered front porch welcomes you to elegant glass entry doors, setting the tone for the exceptional design throughout. Striking architectural details, sophisticated exterior finishes, and oversized windows create a captivating first impression while allowing natural light to pour into the home. Every element has been considered to deliver a residence that feels both timeless and distinctly modern. Step inside to discover soaring ceilings, abundant natural light, and an effortlessly flowing floor plan designed for everyday living and elevated entertaining. The first floor offers a formal dining room, a versatile bedroom or private office, and an expansive living area connecting to the heart of the home: a beautifully appointed designer kitchen. Anchored by an impressive 9-foot island, the kitchen combines refined aesthetics with exceptional functionality, creating a gathering place for intimate dinners or lively celebrations. A spacious walk-in pantry provides generous storage, while a dedicated mudroom offers a thoughtful transition from the detached garage. Upstairs, the thoughtfully designed layout continues with a spacious primary suite serving as a private retreat, additional bedrooms, and a versatile loft ideal for a secondary lounge, playroom, or creative space. Throughout the home, curated designer finishes, elegant architectural details, and a warm, refined palette elevate the experience beyond conventional new construction. Here, luxury is expressed not simply through finishes, but through intentional design, balancing beauty and functionality effortlessly. An equally impressive feature is the detached two-car garage, an increasingly rare luxury in The Heights. Unlike attached-garage designs that dominate the front elevation, the detached configuration preserves the home's beautiful architecture and curb appeal. It perfectly reflects the philosophy behind The Emma Residences: never compromising aesthetics for functionality. Nestled in Southeast Seminole Heights, these residences offer the opportunity to enjoy one of Tampa's most beloved neighborhoods, celebrated for historic charm, vibrant local dining, independent coffee shops, and a strong sense of community. With convenient access to Downtown Tampa, Armature Works, and the urban core, the location balances neighborhood character with city convenience. Only two residences. Each distinctly designed. Both undeniably exceptional. For the discerning buyer who values originality, architectural character, and elevated modern living, The Emma Residences represent a rare opportunity to own something extraordinary. Experience one of the most stunning collections of custom designer homes in Seminole Heights. Schedule your private tour today and secure your place in this exclusive two-home collection. *Renderings are for illustrative purposes only and are intended to convey the general design concept.*

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,711

Sqft

0.13 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$304

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Range · Range Hood · Refrigerator
InteriorOpen Floorplan
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · ICFs (Insulated Concrete Forms) · Stucco
FoundationSlab
FacesSouth
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$5,735/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,139 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$5,192
PMI (est., until 20% equity)$309
Property tax — 2025 actual bill$478
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,500
Interest rate7.50%
Loan term

Estimated payment

$6,139/mo

Principal & interest$5,192
PMI (est., until 20% equity)$309
Property taxes (actual bill)$478
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $825K
$700KedgeAI estimate $772,600 · range $729K–$799K$858K

vs edgeAI estimate

+6.8%

$/sqft vs Tampa actives

$304 vs $269

Days on market

9 vs 57 typical

Where $304/sqft sits among the 400 Tampa actives

127
150 · this home
60
27
11
25
$145–234$234–324$324–414$414–503$503–593$593+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Southeast Seminole Heights

Drive times from this address

Downtown Tampa≈ 7 min
Tampa Int’l Airport (TPA)≈ 18 min
Walt Disney World≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Southeast Seminole Heights — neighborhood snapshot

Population

3,121

Median age

40

Median income

$69,217

Median home value

$323,910

Avg household

2

Households w/ children

194

For the school run

Hillsborough County School District

ElementaryEdison Elementary School★★★★★
HighMiddleton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

204 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% above the TAMPA 33603 median. See the full Tampa market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $825,000 · 9 days on market since
2026Built · NEBRASKA HEIGHTS

Reality check

What actually sold near 1416 E EMMA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1222 E CHELSEA STREETSold · Oct ’26

$775,000

1222 E CHELSEA STREET · same community

4 bd · 3 ba · 2,458 sqft · $315/sqft · 25 DOM

1228 E EMMA STREETSold · Dec ’25

$710,000

1228 E EMMA STREET · same community

3 bd · 3 ba · 2,151 sqft · $330/sqft · 52 DOM

1205 E EMMA STREETSold · May ’26

$405,000

1205 E EMMA STREET · same community

3 bd · 2 ba · 1,554 sqft · $261/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1416 E EMMA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1416 E EMMA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1416 E EMMA STREET FAQs

What would the monthly payment be for 1416 E EMMA STREET?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,139/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1416 E EMMA STREET?+

The most recent tax bill on record (2025) was $5,735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $825,000, this home is listed about 92% above the Tampa median of $429,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1416 E EMMA STREET?+

Edison Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LOMBARDO HEIGHTS LLC · Jackie De La Rosa. MLS #TB8558635.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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