3685 TURNING TIDES TERRACE, BRADENTON, FL, 34208
Active23 days on marketListed Oct 15, 2026MLS #TB8558651
About this home
3685 TURNING TIDES TERRACE
STUNNING LAKEFRONT POOL HOME IN GATED COMMUNITY Welcome to this beautiful 3313 sq ft, 4-bedroom, 3-full-bath home in Evergreen Estates, a desirable gated community in Bradenton. Built in 2023, this two-story residence combines modern elegance, thoughtful design, spacious living areas, and breathtaking lake views. The open-concept main level features tile flooring, stylish finishes, and a great room that flows into the casual dining area and well-appointed kitchen. Highlights include granite countertops, stainless steel appliances, pendant lighting, a large center island with breakfast bar seating, abundant cabinetry, a convenient butler’s pantry, and an oversized walk-in pantry. A separate formal dining room offers flexibility as an elegant entertaining space, home office, study, flex room, or additional living area. Upstairs, an oversized bonus room provides space for a second family room, game room, entertainment area, or home theater. The spacious primary suite includes a seating area, generous bathroom and an exceptionally large walk-in closet with direct access to the laundry room. Three additional bedrooms and two full bathrooms provide comfortable accommodations for family and guests. Enjoy your private Florida oasis on the expansive screened lanai, featuring a swimming pool, separate sitting and lounging areas, and beautiful views of the large lake and picturesque fountain—perfect for relaxing or entertaining. Additional features include an attractive stone-accented exterior, two-car garage w/ overhead storage and a functional floor plan designed for comfortable living. PROPERTY HIGHLIGHTS: Built in 2023 4 bedrooms and 3 full bathrooms Oversized upstairs bonus room Flexible formal dining room Gourmet kitchen with large island Butler’s pantry and oversized walk-in pantry Primary walk-in closet with direct laundry access Private pool and expansive screened lanai Separate outdoor sitting and lounging areas Lake and fountain views Two-car garage Gated community Experience the Florida lifestyle in this exceptional lakefront pool home. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,313
Sqft
0.25 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,641 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,641/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs Bradenton actives
$204 vs $232
Days on market
23 vs 56 typical
Where $204/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Evergreen Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Evergreen Estates — neighborhood snapshot
Population
366
Median age
41
Median income
$75,506
Median home value
$231,615
Avg household
3
Households w/ children
33%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $425K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
171 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3685 TURNING TIDES TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$407,000
3270 ROCK SOUND STREET · same community
4 bd · 2.5 ba · 2,248 sqft · $181/sqft · 203 DOM
Sold · Jul ’26$410,000
3677 TURNING TIDES TERRACE · same community
3 bd · 2.5 ba · 2,035 sqft · $201/sqft · 211 DOM
Sold · Jul ’26$338,000
3915 DIRECT GREEN PLACE · same community
3 bd · 2 ba · 1,510 sqft · $224/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3685 TURNING TIDES TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3685 TURNING TIDES TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3685 TURNING TIDES TERRACE FAQs
What would the monthly payment be for 3685 TURNING TIDES TERRACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,641/mo — principal and interest, the actual property-tax bill, the $162/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3685 TURNING TIDES TERRACE?+
The association fee works out to $162 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3685 TURNING TIDES TERRACE?+
The most recent tax bill on record (2025) was $9,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3685 TURNING TIDES TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $675,000, this home is listed about 75% above the Bradenton median of $386,700. The market section on this page shows how the area is trending.
Which schools are assigned to 3685 TURNING TIDES TERRACE?+
Samoset Elementary School (elementary), Manatee Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ANGELA FOWLER REAL ESTATE, LLC · Angela Fowler. MLS #TB8558651.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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