4586 42ND AVENUE N, ST PETERSBURG, FL, 33714
Active5 days on marketListed Oct 16, 2026MLS #TB8558671
About this home
4586 42ND AVENUE N
Welcome home to this charming, block construction, bungalow, centrally located, with quick access to downtown St. Pete, Tampa and the Gulf beaches. Situated on an oversized lot, in NON-FLOOD ZONE X, the property delivers a double driveway, new back fence -- with ALLY ACCESS, enough pavers to park your RV/boat, weather proof shed that can also be used as a workshop, and covered deck where you can spend time enjoying the Florida lifestyle, rain or shine! There is also a bonus room off the back off the home, where the laundry/utility room is located, that could be used as an office, dinning room, den, etc. The terrazzo floors throughout, granite countertops, stainless steel appliances, updated tile and fixtures, gives this home the perfect blend of mid-century meets modern. Major system updates include; Roof 2017, Solar Panels 2023, HVAC 2022, Tankless Water Heater 2020. So if you're ready to FALL in love with a home, schedule your private showing before its too late!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
986
Sqft
0.17 ac
Lot size
1961
Year built
One
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,547 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,547/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.7%
$/sqft vs St Petersburg actives
$289 vs $324
Days on market
5 vs 66 typical
Where $289/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33714 — neighborhood snapshot
Population
20,103
Median age
40.9
Median income
$47,221
Median home value
$177,500
Avg household
2.41
Households w/ children
1,835
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4586 42ND AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$312,000
4521 41ST AVENUE N · same community
3 bd · 2 ba · 1,104 sqft · $283/sqft · 33 DOM
Sold · Feb ’26$345,300
1005 15TH AVENUE S · same community
3 bd · 2 ba · 1,160 sqft · $298/sqft · 7 DOM
Sold · Dec ’25$315,000
4510 41ST AVE N · same community
2 bd · 1 ba · 1,385 sqft · $227/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4586 42ND AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4586 42ND AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4586 42ND AVENUE N FAQs
What would the monthly payment be for 4586 42ND AVENUE N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,547/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4586 42ND AVENUE N?+
The most recent tax bill on record (2025) was $3,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $285,000, this home is listed about 33% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4586 42ND AVENUE N?+
Westgate Elementary School (elementary), Tyrone Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Megan Ferguson. MLS #TB8558671.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 4586 42ND AVENUE N but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →