395 GEORGIA AVENUE, CRYSTAL BEACH, FL, 34681
Active6 days on marketListed Oct 16, 2026MLS #TB8558709
Come see it
Upcoming open house
Sun, Oct 25
12:00 PM – 2:00 PM
About this home
395 GEORGIA AVENUE
Welcome to Coastal Paradise Living! Discover the charm of this delightfully remodeled 2-bedroom, 2-bathroom ranch-style home with water views of Avery Bayou, nestled in the Crystal Beach community. A few blocks from the Gulf, and conveniently close to the scenic community shell path that stretches from Georgia Avenue to Gulf Shore Park and the Crystal Beach Pier. This property offers the perfect blend of tranquility and convenience. Boasting 1,643 sq. ft. of well-designed living space with potential to turn part of this interior space into a 3rd bedroom. Generous 100 x 110 double lot (.25 acre), Solidly built cement block and stucco home features expansive rooms and an inviting layout. Enjoy two spacious living areas plus a tiled, screened-in Lanai, ideal for relaxing or entertaining. The eat-in kitchen is a standout with its walnut-topped island and charming coffee nook & pantry. Additional highlights include a cozy wood-burning fireplace, skylights, and an abundance of windows that fill the home with natural light. The property is thoughtfully designed with partial accessibility, including interior ramps and wide walkways. The oversized two-car garage (21 x 24) offers ample space for your beach gear and storage needs, complete with a new washer, dryer, and large utility sink. Outside, you'll be greeted by tropical landscaping and a bounty of fruit trees: banana, avocado, mango, Meyer lemon, pomegranate, aloe, guava, and passion fruit. Recent updates (2025) include : New kitchen cabinets, backsplash and appliances, new pantry and coffee nook, LVP flooring . Double-pane hurricane impact windows (2022) and doors (2025) new air conditioner (2023), with the home's exterior freshly repainted (2023). Fiberglass dimensional roof installed 2017. Level 2 Electric Vehicle car charger in garage. The R-3 zoning allows for the potential addition of an accessory unit on the property. Crystal Beach is golf cart friendly, A quaint small-town atmosphere with its own community post office, youth center, and town hall. The Pinellas Bike Trail meanders through the area, and you're just a short distance from Palm Harbor's dining options and entertainment, as well as the vibrant Downtowns of Dunedin and Tarpon Springs. Honeymoon Island and Caladesi Island are just 3.5 miles away, consistently rated among the world's top beaches. Embrace the lifestyle you’ve always dreamed of in this unique waterfront community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,643
Sqft
0.25 ac
Lot size
1972
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,065 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,065/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs Crystal Beach actives
$304 vs $386
Days on market
6 vs 131 typical
Where $304/sqft sits among the 24 Crystal Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $450K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
18 of 24
Crystal Beach actives have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 395 GEORGIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$2,850,000
111 6TH STREET N · same community
8 bd · 6.5 ba · 3,859 sqft · $739/sqft · 442 DOM
Sold · Nov ’25$650,000
315 RIDGE ROAD
3 bd · 2 ba · 1,642 sqft · $396/sqft · 140 DOM
Sold · Jun ’26$485,000
1505 MICHIGAN AVENUE
3 bd · 2 ba · 1,640 sqft · $296/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 395 GEORGIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 395 GEORGIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
395 GEORGIA AVENUE FAQs
What would the monthly payment be for 395 GEORGIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,065/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 395 GEORGIA AVENUE?+
The most recent tax bill on record (2025) was $3,099. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 395 GEORGIA AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal Beach?+
At $499,000, this home is listed about 31% below the Crystal Beach median of $719,900. The market section on this page shows how the area is trending.
Which schools are assigned to 395 GEORGIA AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CRYSTAL BEACH 34681 market on paper
$499,000 is 24% below the CRYSTAL BEACH 34681 median of $659,908, and at $304/sqft it sits under the Crystal Beach average of $386.
02Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Crystal Beach market that averages 131 — if it fits, move quickly.
04Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Roberta Celiberti. MLS #TB8558709.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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