3138 YALE STREET N, ST PETERSBURG, FL, 33713
Active3 days on marketListed Oct 18, 2026MLS #TB8558725
About this home
3138 YALE STREET N
Here is your chance to own a beautifully updated three bedroom, one bathroom bungalow on an oversized lot in North St. Petersburg without breaking the bank! This move-in-ready home combines modern updates with charm and functionality, making it an excellent opportunity for first-time homebuyers, downsizers, or anyone looking for an affordable home with room to spread out. Even better, no flood insurance is required! The interior and exterior have been freshly painted, giving the home a clean, refreshed feel. The updated kitchen features warm white cabinetry with convenient spice and trash rollouts, floating shelves, stainless steel appliances, and quartz countertops. The spacious primary bedroom area stands out with its vaulted ceiling, custom closet, and a brand new dedicated mini-split air conditioning system. Additional improvements include luxury vinyl plank flooring throughout, new interior doors, and mostly new hurricane-impact windows. Step outside to discover an oversized, fully fenced yard with plenty of room for pets, entertaining, gardening, or creating your own outdoor retreat. With its extensive updates, functional layout, and generous outdoor space, this North St. Petersburg bungalow offers an exceptional opportunity to enjoy homeownership without stretching your budget. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,227
Sqft
0.17 ac
Lot size
1952
Year built
One
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,126 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,126/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13%
$/sqft vs St Petersburg actives
$301 vs $325
Days on market
3 vs 66 typical
Where $301/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. Pete Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
St. Pete Heights — neighborhood snapshot
Population
1,557
Median age
41
Median income
$71,725
Median home value
$228,247
Avg household
3
Households w/ children
231
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3138 YALE STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$205,000
3138 YALE STREET N · same community
3 bd · 2 ba · 963 sqft · $213/sqft · 0 DOM
Sold · Sep ’26$500,605
3005 10TH AVENUE N
2 bd · 1 ba · 1,228 sqft · $408/sqft · 8 DOM
Sold · Nov ’25$456,250
1034 27TH STREET N
3 bd · 3 ba · 1,228 sqft · $372/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3138 YALE STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3138 YALE STREET N — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3138 YALE STREET N FAQs
What would the monthly payment be for 3138 YALE STREET N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,126/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3138 YALE STREET N?+
The most recent tax bill on record (2025) was $3,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $369,900, this home is listed about 13% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3138 YALE STREET N?+
New Heights Elementary School (elementary), St. Petersburg High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Scott Simon LLC. MLS #TB8558725.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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