11322 TERRELL ROAD, SPRING HILL, FL, 34608
Active3 days on marketListed Oct 16, 2026MLS #TB8558726
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About this home
11322 TERRELL ROAD
**Well-maintained 3-bedroom, 2-bath pool home with a 2-car garage, in excellent condition and ready for its next owner.** Enjoy Florida living in the screened-in pool area, with convenient pool access from the primary bedroom, kitchen, living room, and two additional bedrooms. Recent updates include a 2025 roof, 2025 HVAC system, 2025 water heater, a new pool filter and tank, and waterproof vinyl flooring in the living room. The home also features newer pool screening, double-pane windows throughout, and hurricane shutters for added peace of mind. Additional highlights include whole-house irrigation, an interior laundry room with washer and dryer and storage cabinets, and a wraparound walkway leading to a storage shed. Conveniently located near everyday amenities throughout Hernando County. Move-in ready and thoughtfully maintained, this home is a wonderful opportunity to enjoy a private pool and comfortable Florida living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,453
Sqft
0.23 ac
Lot size
2
Garage
1993
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,449 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,449/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.2%
$/sqft vs SPRING HILL
$237 vs $197
Days on market
3 vs 58 typical
Where $237/sqft sits among the 313 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34608 — neighborhood snapshot
Population
36,565
Median age
42.4
Median income
$62,197
Median home value
$237,400
Avg household
2.54
Households w/ children
4,122
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
182 of 313
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the SPRING HILL 34608 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 11322 TERRELL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$269,000
4553 GOLDCOAST AVENUE · same community
4 bd · 2 ba · 1,474 sqft · $182/sqft · 53 DOM
Sold · Mar ’26$265,000
12200 NORVELL ROAD · same community
4 bd · 2 ba · 1,378 sqft · $192/sqft · 69 DOM
Sold · Dec ’25$329,500
14185 SEGOVIA STREET · same community
3 bd · 2 ba · 1,539 sqft · $214/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11322 TERRELL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11322 TERRELL ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11322 TERRELL ROAD FAQs
What would the monthly payment be for 11322 TERRELL ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,449/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11322 TERRELL ROAD?+
The most recent tax bill on record (2025) was $1,259. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $345,000, this home is listed about 3% above the Spring Hill median of $335,375. The market section on this page shows how the area is trending.
Which schools are assigned to 11322 TERRELL ROAD?+
Explorer K-8 (elementary), Frank W. Springstead High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MIRIAM HURTADO REAL ESTATE GROUP · Miriam Hurtado. MLS #TB8558726.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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