721 PALM SPRINGS CIRCLE, INDIAN HARBOUR BEACH, FL, 32937
Active21 days on marketListed Oct 16, 2026MLS #TB8558887
About this home
721 PALM SPRINGS CIRCLE
Fully renovated 2BR/2.5BA townhouse in Indian Harbour Beach, minutes to the beach! New flooring, paint, ceiling fans, and light fixtures, plus a new kitchen with fresh cabinets and quartz countertops. Enjoy the screened first-floor porch and private second-floor balcony. Detached 1-car garage. Move-in ready coastal living!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,310
Sqft
0.04 ac
Lot size
1
Garage
1984
Year built
Two
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,163 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,163/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.9%
Days on market
21 vs 15 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Gardens Of Indian Harbour Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Harbour Beach. See the full Indian Harbour Beach guide →
The Gardens Of Indian Harbour Beach — neighborhood snapshot
Population
47
Median age
65
Median income
$85,150
Median home value
$418,500
Avg household
2
Households w/ children
3%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Harbour Beach market
$600K → $710K
Indian Harbour Beach median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Indian Harbour Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the INDIAN HARBOUR BEACH 32937 median. See the full Indian Harbour Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 721 PALM SPRINGS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$300,000
720 PALM SPRINGS CIRCLE
2 bd · 2.5 ba · 1,310 sqft · $229/sqft · 48 DOM
Sold · Apr ’26$215,000
155 KRISTI DRIVE
2 bd · 2.5 ba · 1,296 sqft · $166/sqft · 64 DOM
Sold · Mar ’26$350,000
105 ANCHOR
2 bd · 2.5 ba · 1,344 sqft · $260/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 721 PALM SPRINGS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 721 PALM SPRINGS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
721 PALM SPRINGS CIRCLE FAQs
What would the monthly payment be for 721 PALM SPRINGS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,163/mo — principal and interest, the actual property-tax bill, the $472/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 721 PALM SPRINGS CIRCLE?+
The association fee works out to $472 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 721 PALM SPRINGS CIRCLE?+
The most recent tax bill on record (2025) was $4,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 721 PALM SPRINGS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Harbour Beach?+
At $300,000, this home is listed about 48% below the Indian Harbour Beach median of $575,000. The market section on this page shows how the area is trending.
Which schools are assigned to 721 PALM SPRINGS CIRCLE?+
Ocean Breeze Elementary School (elementary), Satellite Senior High School (high), Herbert C. Hoover Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INDIAN HARBOUR BEACH 32937 market on paper
$300,000 is 40% below the INDIAN HARBOUR BEACH 32937 median of $499,999, and at $229/sqft it sits under the Indian Harbour Beach average of $356.
02Strong assigned schools
Ocean Breeze Elementary School, Satellite Senior High School, Herbert C. Hoover Middle School — Ocean Breeze Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $310,000, now $300,000 — a $10K cut. The full history is in the market section below.
Listing courtesy of SPIN REAL ESTATE LLC · Krystle Gordon. MLS #TB8558887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Indian Harbour Beach homes, in your inbox
Like 721 PALM SPRINGS CIRCLE but not quite? A daily digest of every new listing in Indian Harbour Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →