4017 CHURCH CREEK POINT, LARGO, FL, 33774
Active4 days on marketListed Oct 17, 2026MLS #TB8558951
About this home
4017 CHURCH CREEK POINT
Welcome to this completely updated waterfront retreat, ideally situated on a quiet dead-end cul-de-sac with no through traffic! Featuring 3 bedrooms, 2 bathrooms, and breathtaking 180-degree unobstructed water views, this home offers the perfect blend of coastal living, modern updates, and outdoor enjoyment. From the moment you step inside, a stunning wall of impact-rated sliding glass doors showcases 77 feet of protected waterfront frontage and brings the beauty of the water right into your living space. Enjoy fishing from your private dock while watching manatees, dolphins, and other local wildlife in their natural habitat. Boating enthusiasts will appreciate the deep-water access and easy route to the Gulf of America, along with a private dock featuring water and electric, a 10,000-pound boat lift, and a fenced seawall for added peace of mind. The home has been thoughtfully updated with new flooring, cabinets, countertops, light fixtures, and more, plus all-new impact-rated glass and storm shutters for added protection. The desirable split-bedroom floor plan offers privacy, while the air-conditioned laundry room adds everyday convenience. A versatile bonus room overlooking the water provides the perfect space for a potential fourth bedroom, formal dining room, playroom, or home office. Outside, enjoy a huge side yard with RV parking and hookup, plus plenty of room to add a pool and create your own private backyard oasis. Located in the highly regarded Anona Elementary school zone, this property also offers convenient access to local restaurants, shopping, and some of America's most beautiful beaches. Whether you're looking for a full-time residence or a waterfront escape, this exceptional property delivers the best of Florida living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,625
Sqft
0.17 ac
Lot size
1
Garage
1969
Year built
One
Levels
$572
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,201 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,201/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.3%
$/sqft vs Largo actives
$572 vs $221
Days on market
4 vs 55 typical
Where $572/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Harbor Hills — neighborhood snapshot
Population
1,452
Median age
50
Median income
$128,233
Median home value
$558,700
Avg household
3
Households w/ children
167
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
219 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 254% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 4017 CHURCH CREEK POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$310,000
1998 COVE DRIVE · same community
3 bd · 2 ba · 1,719 sqft · $180/sqft · 173 DOM
Sold · Feb ’26$765,000
4036 CHURCH CREEK POINT · same community
2 bd · 2 ba · 1,484 sqft · $515/sqft · 296 DOM
Sold · Sep ’26$784,000
2017 COVE DRIVE · same community
3 bd · 2 ba · 1,478 sqft · $530/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4017 CHURCH CREEK POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4017 CHURCH CREEK POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4017 CHURCH CREEK POINT FAQs
What would the monthly payment be for 4017 CHURCH CREEK POINT?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4017 CHURCH CREEK POINT?+
The most recent tax bill on record (2025) was $10,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4017 CHURCH CREEK POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $929,000, this home is listed about 233% above the Largo median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4017 CHURCH CREEK POINT?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$929,000 runs 254% above the LARGO 33774 median — but at 1,625 sqft it's also 36% larger than the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Largo market that averages 55 — if it fits, move quickly.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS BELLEAIR · Chris Stivers. MLS #TB8558951.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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