CENTURY 21 Edge
$359,0003 bd2 ba1,760 sqft$204 /sqft≈$2,754 /mo all-in ↓

6341 GAINSBORO AVENUE, SPRING HILL, FL, 34609

Active4 days on marketListed Oct 16, 2026MLS #TB8558994

Private poolSingle Family ResidenceSPRING HILL

About this home

6341 GAINSBORO AVENUE

Virtually Staged. Discover your own Florida oasis at this inviting 3-bedroom, 2-bath home in Spring Hill! Offering 1,742 sq. ft. of living space, this home blends comfortable everyday living with standout outdoor amenities. Step inside to a welcoming interior featuring stylish wood-look flooring, a light and airy color palette, and a beautifully updated kitchen with light cabinetry, granite countertops, stainless steel appliances, and a chic tile backsplash. Skylights bring in additional natural light, while the open flow between the kitchen, dining area, and living room creates an inviting setting for entertaining or relaxing at home. The spacious primary suite offers a private retreat, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. A dedicated laundry area and attached two-car garage add everyday convenience. The real showstopper awaits outside! Enjoy your own private swimming pool surrounded by an expansive screened-in lanai, perfect for cooling off on sunny Florida afternoons, hosting weekend gatherings, dining al fresco, or simply unwinding without the nuisance of insects. An additional covered porch provides even more space to enjoy the Florida lifestyle. The generous outdoor footprint creates a wonderful extension of the home's living and entertaining areas. Ideally situated in Spring Hill, you'll have opportunities to explore the best of Florida's Nature Coast, from the famous mermaid shows and crystal-clear springs at Weeki Wachee Springs State Park to kayaking and paddleboarding along the scenic Weeki Wachee River. Enjoy waterfront recreation at Rogers Park or take a drive to Pine Island Beach for a relaxing day along the Gulf Coast. Whether you're searching for a full-time residence, a Florida getaway, or a home with exceptional outdoor entertaining potential, this inviting property delivers comfort, versatility, and the laid-back lifestyle Florida is known for. Come see the possibilities and imagine making this Spring Hill retreat your own!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,760

Sqft

0.24 ac

Lot size

2

Garage

1988

Year built

One

Levels

$204

Per sqft

Private poolFireplace

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$3,857/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,754 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$321
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,565
Interest rate6.00%
Loan term

Estimated payment

$2,754/mo

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$321
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $359K
$285KedgeAI estimate $321,100 · range $297K–$342K$373K

vs edgeAI estimate

+11.8%

$/sqft vs SPRING HILL

$204 vs $196

Days on market

4 vs 57 typical

Where $204/sqft sits among the 312 homes for sale in SPRING HILL

54
67
75 · this home
51
37
28
$153–171$171–189$189–207$207–225$225–243$243+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Drive times from this address

Tampa Int’l Airport (TPA)≈ 55 min
Downtown Tampa≈ 59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

ElementaryJohn D. Floyd Elementary School★★★★★
MiddlePowell Middle School★★★★★
HighCentral High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller — 3.5 months of inventoryBuyer’s market

$320K → $315K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

185 of 312

SPRING HILL have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $359,000 · 4 days on market since
1988Built · SPRING HILL

Reality check

What actually sold near 6341 GAINSBORO AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

364 WATERFALL DRIVESold · Dec ’25

$360,000

364 WATERFALL DRIVE · same community

3 bd · 3 ba · 1,792 sqft · $201/sqft · 91 DOM

13389 BREWSTER ROADSold · Jun ’26

$380,000

13389 BREWSTER ROAD · same community

4 bd · 2 ba · 1,721 sqft · $221/sqft · 9 DOM

388 WATERFALL DRIVESold · Dec ’25

$250,000

388 WATERFALL DRIVE · same community

2 bd · 2 ba · 1,718 sqft · $146/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6341 GAINSBORO AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6341 GAINSBORO AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6341 GAINSBORO AVENUE FAQs

What would the monthly payment be for 6341 GAINSBORO AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,754/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6341 GAINSBORO AVENUE?+

The most recent tax bill on record (2025) was $3,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $359,000, this home is listed about 6% above the Spring Hill median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6341 GAINSBORO AVENUE?+

John D. Floyd Elementary School (elementary), Powell Middle School (middle), Central High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Luisa Cruz, LLC. MLS #TB8558994.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6341 GAINSBORO AVENUE, SPRING HILL, FL — 3 Bed, 2 Bath — $359,000 | CENTURY 21 Edge