130 4TH AVENUE N UNIT 503, ST PETERSBURG, FL, 33701
Active2 days on marketListed Oct 19, 2026MLS #TB8559061
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Sat, Oct 24
12:00 AM – 2:00 PM
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About this home
130 4TH AVENUE N UNIT 503
Your Downtown St. Petersburg Pied-à-Terre awaits you whether you’re a snow bird dreaming of a winter escape, delighting in stylish weekend get-aways, or settling into a full-time home steeped in history. Iconic Beach Drive offers a vibrant arts and entertainment scene with restaurants, museums, galleries, nightlife spots, marina, waterfront dining, bike trails, Vinoy Resort, St. Pete Pier, and Saturday Morning Market. The Flori de Leon is a 76-unit boutique residence built in 1927 and listed on the National Register of Historic Places. This downtown gem was once the winter residence of New York Yankees baseball legends Babe Ruth and Lou Gehrig. Beautifully remodeled and sunny fifth-floor 1-bedroom, 1-bath apartment, with built-in home office is move-in ready. Full of historic character with original oak floors, vintage bathroom tiles, and a private balcony for enjoying the Florida Bay breeze. All residents of this close-knit 55+ community enjoy shared rooftop terraces with 360° views of Tampa Bay for sunset gatherings or quiet morning coffee. Elegantly furnished lounges, including a grand piano, preserve the vintage charm. Amenities include twin courtyard gardens, a fitness room, business center, on-site laundry, hobby workshop, bike and personal storage. On-site property manager and maintenance staff offer a secure “lock-and-leave” residence. Your comprehensive HOA simplifies ownership because the fee covers electricity, gas, water, sewer, trash removal, escrow and reserve funds, building insurance and maintenance of the building and grounds. Electrical and plumbing were updated in 2020 to meet building code and accessibility requirements, only your own personal touches are needed. This pet-friendly cooperative is a cash purchase.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
707
Sqft
4585 ac
Lot size
1927
Year built
One
Levels
$371
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,209 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,209/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs St Petersburg actives
$371 vs $323
Days on market
2 vs 66 typical
Where $371/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Downtown St Petersburg — neighborhood snapshot
Population
3,169
Median age
60
Median income
$50,655
Median home value
$619,783
Avg household
1
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
229 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 4TH AVENUE N UNIT 503
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$252,000
130 4TH AVENUE N UNIT 414 · same community
1 bd · 1 ba · 707 sqft · $356/sqft · 347 DOM
Sold · Dec ’25$199,000
130 4TH AVENUE N UNIT 314 · same community
1 bd · 1 ba · 707 sqft · $281/sqft · 103 DOM
Sold · Apr ’26$290,000
130 4TH AVENUE N UNIT 615 · same community
1 bd · 1 ba · 718 sqft · $404/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 130 4TH AVENUE N UNIT 503 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 4TH AVENUE N UNIT 503 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
130 4TH AVENUE N UNIT 503 FAQs
What would the monthly payment be for 130 4TH AVENUE N UNIT 503?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,209/mo — principal and interest, the actual property-tax bill, the $782/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 130 4TH AVENUE N UNIT 503?+
The association fee works out to $782 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 130 4TH AVENUE N UNIT 503?+
The most recent tax bill on record (2025) was $4,232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 4TH AVENUE N UNIT 503?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $262,000, this home is listed about 38% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 130 4TH AVENUE N UNIT 503?+
John Hopkins Middle School (middle), North Shore Elementary School (elementary), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33701 market on paper
$262,000 is 67% below the ST PETERSBURG 33701 median of $794,024.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $782/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 2 days on market in a St Petersburg market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LUXURY & BEACH REALTY INC · Carol Hasbrouck. MLS #TB8559061.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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