1321 LAKE MIRIAM DRIVE, LAKELAND, FL, 33813
Active1 days on marketListed Oct 17, 2026MLS #TB8559092
About this home
1321 LAKE MIRIAM DRIVE
NOT YOUR TYPICAL COOKIE-CUTTER HOME! Welcome to this distinctive 5-bedroom, 2.5-bath pool home in desirable South Lakeland, offering 2,341 square feet of living space, a unique open courtyard design, extensive upgrades, and NO HOA! What makes this home special? Its character, versatility, and one-of-a-kind layout! The spacious open courtyard features two private entrances leading to separate wings of the home, offering added privacy and flexibility. Inside, you'll find an inviting open-concept living area filled with natural light, luxury vinyl flooring, and a beautiful brick wood-burning fireplace. The updated kitchen features white cabinetry, granite countertops, stainless steel appliances, and plenty of space for entertaining. The generous primary suite includes a walk-in closet, dual vanities, and an oversized tiled shower. Four additional bedrooms provide flexibility for guests, home offices, hobbies, or additional living spaces. Your backyard retreat awaits! Enjoy a large covered and screened lanai overlooking the in-ground pool, a privacy-fenced backyard, additional patio space, and a spacious side yard with an oversized access gate. MAJOR IMPROVEMENTS ALREADY COMPLETED! Features include TWO AC systems, TWO septic tanks located on opposite sides of the property, updated windows, insulation, ductwork, a new electrical panel with updated wiring, new GFCI outlets in the kitchen and bathrooms, and a 220-volt connection for electric vehicle charging. The home also features a generator transfer switch and a Westinghouse tri-fuel generator rated at 14,500 running watts and 18,000 peak watts on gasoline, with propane and natural gas capability. The wood-burning fireplace has also received chimney improvements. Additional highlights include an oversized two-car garage, separate laundry room, and ample storage. Conveniently located in South Lakeland near shopping, dining, Publix, and the Polk Parkway. NO HOA, FIVE BEDROOMS, A PRIVATE POOL, AND A LAYOUT YOU WON'T FIND EVERY DAY! If you're looking for a home with personality, space, and meaningful upgrades, this one deserves a closer look. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,341
Sqft
0.28 ac
Lot size
2
Garage
1973
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,697 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,697/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14%
$/sqft vs Lakeland actives
$214 vs $193
Days on market
1 vs 60 typical
Where $214/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
222 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1321 LAKE MIRIAM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$358,000
5016 FAIRFAX E · same community
3 bd · 2 ba · 1,880 sqft · $190/sqft · 4 DOM
Sold · Aug ’26$360,000
1211 FAIRFAX S · same community
3 bd · 2 ba · 1,782 sqft · $202/sqft · 12 DOM
Sold · Jul ’26$465,000
5510 HIGHLANDS VISTA CIRCLE
4 bd · 2 ba · 2,339 sqft · $199/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1321 LAKE MIRIAM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1321 LAKE MIRIAM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1321 LAKE MIRIAM DRIVE FAQs
What would the monthly payment be for 1321 LAKE MIRIAM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,697/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1321 LAKE MIRIAM DRIVE?+
The most recent tax bill on record (2025) was $4,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $499,900, this home is listed about 51% above the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1321 LAKE MIRIAM DRIVE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,900 runs 25% above the LAKELAND 33813 median — but at 2,341 sqft it's also 35% larger than the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Lakeland market that averages 60 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX COLLECTIVE · Nicole Silva. MLS #TB8559092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 1321 LAKE MIRIAM DRIVE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →