3076 SAW MILL LANE, SPRING HILL, FL, 34606
Active1 days on marketListed Oct 19, 2026MLS #TB8559291
About this home
3076 SAW MILL LANE
ABSOLUTELY STUNNING GOLF COURSE HOME ON THE 17TH FAIRWAY IN TIMBER PINES! This beautifully updated 2-bedroom, 2-bath, 2-car garage home is truly exceptional, offering gorgeous golf course views, elegant finishes, and incredible attention to detail throughout. From the moment you arrive, you'll appreciate the beautiful paver driveway and welcoming paver front porch. Step inside to discover soaring 10-foot ceilings, crown molding, plantation shutters, gorgeous engineered wood and luxury vinyl flooring, and a spacious floor plan featuring a formal dining room perfect for entertaining. The completely remodeled kitchen is absolutely gorgeous, featuring white shaker cabinetry with soft-close doors and drawers, quartz countertops, new appliances, recessed lighting, and convenient pull-out pantry shelving. Every detail has been thoughtfully designed with both beauty and functionality in mind. The luxurious primary suite is a true retreat, featuring a completely remodeled bathroom with a beautiful double-sink vanity, quartz countertops, a stunning walk-in shower, and a separate tub with its own heater and LED lighting, creating a relaxing spa-like atmosphere. Spacious walk-in closets and updated closet doors add to the exceptional finishes found throughout this home. One of the most spectacular features is the outdoor living space! Step outside to the gorgeous open paver patio featuring a fire pit and breathtaking views of the 17th fairway. Whether enjoying your morning coffee, relaxing in the evening, or entertaining family and friends, this outdoor setting is simply beautiful! Additional features and updates include a 2015 roof, HVAC replaced in 2017, replacement windows installed in 2017, an intercom system, and updated finishes throughout. Located in the highly desirable, guard-gated 55+ community of Timber Pines, residents enjoy an incredible lifestyle with four golf courses, two swimming pools, tennis, pickleball, bocce ball, fitness facilities, a performing arts center, clubhouse, restaurant, bar, and numerous clubs and social activities. This exceptional home offers the perfect combination of quality updates, elegant living spaces, and a spectacular golf course location. Truly a must-see property that stands out from the rest! Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,923
Sqft
0.17 ac
Lot size
2
Garage
1992
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,357 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,357/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.9%
Days on market
1 vs 58 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34606 — neighborhood snapshot
Population
28,155
Median age
50.4
Median income
$54,730
Median home value
$227,700
Avg household
2.25
Households w/ children
2,752
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 3076 SAW MILL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$410,000
7499 SUGARBUSH DRIVE · same community
3 bd · 2 ba · 1,895 sqft · $216/sqft · 77 DOM
Sold · Feb ’26$299,000
3205 APPLEBLOSSOM TRAIL · same community
2 bd · 2 ba · 1,826 sqft · $164/sqft · 4 DOM
Sold · Feb ’26$240,000
3096 APPLEBLOSSOM TRAIL · same community
2 bd · 2 ba · 1,826 sqft · $131/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3076 SAW MILL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3076 SAW MILL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3076 SAW MILL LANE FAQs
What would the monthly payment be for 3076 SAW MILL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,357/mo — principal and interest, the actual property-tax bill, the $356/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3076 SAW MILL LANE?+
The association fee works out to $356 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3076 SAW MILL LANE?+
The most recent tax bill on record (2025) was $678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3076 SAW MILL LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $440,000, this home is listed about 31% above the Spring Hill median of $335,375. The market section on this page shows how the area is trending.
Which schools are assigned to 3076 SAW MILL LANE?+
Fox Chapel Middle School (middle), Spring Hill Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$440,000 runs 63% above the SPRING HILL 34606 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Spring Hill market that averages 58 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Terri Osborn. MLS #TB8559291.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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