102 NATURE'S TRAIL UNIT 79, SAFETY HARBOR, FL, 34695
Active15 days on marketListed Oct 24, 2026MLS #TB8559519
About this home
102 NATURE'S TRAIL UNIT 79
Rare Land-Owned Gem in beautiful Safety Harbor! Say goodbye to lot rent and hello to true property ownership with this charming [2-bedroom / 2-bathroom] manufactured home nestled on a deeded lot with a private wooded backyard. Situated in a friendly, well-maintained 55+ community, this property features mature shade trees, a bright and open floor plan, and a peaceful neighborhood vibe. Your monthly maintenance fee of $250 a month covers essential water and sewer utilities plus lawn care and lovely amenities including a heated pool, spa, clubhouse, pickleball and RV/Boat storage. This home comes with some excellent recent upgrades to the electric and plumbing systems. Enjoy a serene Florida lifestyle just minutes from the Safety Harbor Pier, marina, local parks and gorgeous beaches along with convenience of many options for dining and shopping and close access to major roadways, highways and airports.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0.11 ac
Lot size
1983
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,802 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,802/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Safety Harbor actives
$154 vs $281
Days on market
15 vs 54 typical
Where $154/sqft sits among the 74 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
18,098
Median age
51.5
Median income
$95,238
Median home value
$439,300
Avg household
2.38
Households w/ children
1,642
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$486K → $468K
Safety Harbor median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
46 of 74
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the Safety Harbor median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 NATURE'S TRAIL UNIT 79
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$153,000
72 COTTAGEWOOD DRIVE UNIT 29 · same community
2 bd · 2 ba · 1,056 sqft · $145/sqft · 17 DOM
Sold · Feb ’26$215,000
168 PINEWOOD TERRACE UNIT 104 · same community
2 bd · 2 ba · 1,056 sqft · $204/sqft · 57 DOM
Sold · Feb ’26$180,000
161 CLUBVIEW DRIVE UNIT 123 · same community
2 bd · 2 ba · 1,168 sqft · $154/sqft · 300 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 102 NATURE'S TRAIL UNIT 79 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 NATURE'S TRAIL UNIT 79 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
102 NATURE'S TRAIL UNIT 79 FAQs
What would the monthly payment be for 102 NATURE'S TRAIL UNIT 79?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,802/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 102 NATURE'S TRAIL UNIT 79?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 102 NATURE'S TRAIL UNIT 79?+
The most recent tax bill on record (2025) was $2,457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 102 NATURE'S TRAIL UNIT 79?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $162,500, this home is listed about 67% below the Safety Harbor median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 102 NATURE'S TRAIL UNIT 79?+
Safety Harbor Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the Safety Harbor market on paper
$162,500 is 67% below the Safety Harbor median of $490,000, and at $154/sqft it sits under the Safety Harbor average of $346.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Safety Harbor Elementary School, Safety Harbor Middle School, Countryside High School — Safety Harbor Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EASY STREET REALTY · Theresa Pezzolla. MLS #TB8559519.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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